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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Absolutely excellent quality bank

Absolutely excellent quality bank Reviewed on: 9th February 2026

Zopa is so easy to use and understand.

Zopa is so easy to use and understand. All of my transaction request have been processed extremely efficiently. The interest rates that Zopa offer are extremely competitive in relation to the High Street banks. Reviewed on: 9th February 2026

Easy to use app and customer care is excellent.

Easy to use app and customer care is excellent. Had a previous issue regarding access and this was resolved very quickly Reviewed on: 9th February 2026

This has been the most positive experience I have ha...

This has been the most positive experience I have had with a bank Reviewed on: 9th February 2026

Great app, fantastic linked saver.

Great app, fantastic linked saver. Reviewed on: 9th February 2026

Simply the best account in the current financial mar...

Simply the best account in the current financial market Reviewed on: 9th February 2026

Fantastic experience, really helpful and reliable

Fantastic experience, really helpful and reliable Reviewed on: 9th February 2026

The best banking app ad bank I have ever had

The best banking app ad bank I have ever had Reviewed on: 9th February 2026

Leading the way

Great App, cross selling opportunities provided. No pointless marketing. Linked accounts and voice option are next level. Reviewed on: 9th February 2026

Easy to use and very quick to sort out any...

Easy to use and very quick to sort out any issues Reviewed on: 9th February 2026

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