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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

I love this banking app, I would only change the fac...

I love this banking app, I would only change the fact that notifications come when I get money on my account Reviewed on: 9th February 2026

Great money experience all round from intrest rates...

Great money experience all round from intrest rates to savings. Good honest friendly staff. Lots of financial variety also. Reviewed on: 9th February 2026

Very easy to use online banking, No problems with ac...

Very easy to use online banking, No problems with account since I opened it great how you can earn cashback aswell. Reviewed on: 9th February 2026

Very helpful and easy to contact at all times.

Very helpful and easy to contact at all times. Communication was clear and prompt, and they were consistently polite, professional, and willing to go out of their way to help resolve any questions or issues. Reviewed on: 9th February 2026

Best savings rate.

Best savings rate. Top cashback. Best customer service. Reviewed on: 9th February 2026

Banking via the app is brilliant, but I didn’t give...

Banking via the app is brilliant, but I didn’t give you an excellent because I couldn’t make a transfer last night but hey that’s not a big issue really. Reviewed on: 9th February 2026

I don’t someone to explain everything clearly I have...

I don’t someone to explain everything clearly I have to find the solution for myself Reviewed on: 9th February 2026

All good

All good with the little use i have had no problems happy with it Reviewed on: 9th February 2026

It’s been amazing since day one, I can’t fault them...

It’s been amazing since day one, I can’t fault them one bit !! I couldn’t ask for a better bank account plus the customer service is spectacular, I will be stinking with this bank for the rest of my life and I have told all my friends and family about them! Reviewed on: 9th February 2026

Absolutely brilliant, easy to navigate

Absolutely brilliant, easy to navigate Reviewed on: 9th February 2026

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