Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
70% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

Absolutely brilliant, easy to navigate

5
Absolutely brilliant, easy to navigate Reviewed on: 9th February 2026

Zopa have been great at serving my needs from saving...

5
Zopa have been great at serving my needs from savings to current account , simple and straightforward banking and saving and customer service second to none . Reviewed on: 9th February 2026

my experience with Zopa his excellent has they don't...

5
my experience with Zopa his excellent has they don't bother you for money if you our late with payment and so friendly Reviewed on: 9th February 2026

Excellent Service

5
Good costumer service and easy to handling. Reviewed on: 9th February 2026

Excellent saving account with high interest!

5
Excellent saving account with high interest! Easy to use app - impressive in every way! Reviewed on: 9th February 2026

Zopa excellence

5
Always friendly knowledgeable and efficient. Any contact leaves me very happy with the outcome Reviewed on: 9th February 2026

Safe and good rate

5
Good rate and easy to use. Zopa makes me feel safe. Reviewed on: 9th February 2026

Great bank with great interest rates

5
Great bank with great interest rates Reviewed on: 9th February 2026

Invested so I could get a high interest rate for a s...

4
Invested so I could get a high interest rate for a short while, but it is capped of course Reviewed on: 9th February 2026

Top notch , the interface is simple to understand

5
Top notch , the interface is simple to understand Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa
    View all products