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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Not that great

I expected more help than you have given to me, very high rates not good for helping to restore credit score Reviewed on: 9th February 2026

I love this banking app, I would only change the fac...

I love this banking app, I would only change the fact that notifications come when I get money on my account Reviewed on: 9th February 2026

Great money experience all round from intrest rates...

Great money experience all round from intrest rates to savings. Good honest friendly staff. Lots of financial variety also. Reviewed on: 9th February 2026

Very easy to use online banking, No problems with ac...

Very easy to use online banking, No problems with account since I opened it great how you can earn cashback aswell. Reviewed on: 9th February 2026

Very helpful and easy to contact at all times.

Very helpful and easy to contact at all times. Communication was clear and prompt, and they were consistently polite, professional, and willing to go out of their way to help resolve any questions or issues. Reviewed on: 9th February 2026

Best savings rate.

Best savings rate. Top cashback. Best customer service. Reviewed on: 9th February 2026

Banking via the app is brilliant, but I didn’t give...

Banking via the app is brilliant, but I didn’t give you an excellent because I couldn’t make a transfer last night but hey that’s not a big issue really. Reviewed on: 9th February 2026

I don’t someone to explain everything clearly I have...

I don’t someone to explain everything clearly I have to find the solution for myself Reviewed on: 9th February 2026

All good

All good with the little use i have had no problems happy with it Reviewed on: 9th February 2026

It’s been amazing since day one, I can’t fault them...

It’s been amazing since day one, I can’t fault them one bit !! I couldn’t ask for a better bank account plus the customer service is spectacular, I will be stinking with this bank for the rest of my life and I have told all my friends and family about them! Reviewed on: 9th February 2026

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