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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa is my main bank account I have had ana amazing...

Zopa is my main bank account I have had ana amazing experience and customer service helps a lot when I need help . The pots help me organised and helps me save more and more. Reviewed on: 9th February 2026

Despite my poor credit score Zopa still helped me wh...

Despite my poor credit score Zopa still helped me when I most needed it Reviewed on: 9th February 2026

Fantastic card

Fantastic card with a very easy app to use Reviewed on: 9th February 2026

Super easy to apply and easy to navigate the app

Super easy to apply and easy to navigate the app Reviewed on: 9th February 2026

Best account I have ever used

Been using them for the past year, I’m 65 and this is simply the best bank account I have ever had Reviewed on: 9th February 2026

Best available interest rates and the App is intuitive

Best available interest rates and the App is intuitive Reviewed on: 9th February 2026

Really good when I’ve called customer services - qui...

Really good when I’ve called customer services - quick to answer the call, helpful and just really friendly Reviewed on: 9th February 2026

Easy to setup and great savings rates

Easy to setup and great savings rates Reviewed on: 9th February 2026

Great service the app is very user friendly

Great service the app is very user friendly Reviewed on: 9th February 2026

Fabulous card and so easy to use and when I needed s...

Fabulous card and so easy to use and when I needed support the chat facility was there and answered in seconds from a person and not a robot! Reviewed on: 9th February 2026

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