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Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

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Zopa Current account reviews (6601)

Recently joined and never looked back!

5
Recently joined and never looked back! I have had a wonderful experience with Zopa, fantastic value for money and their customer service is second to none. I have had had my queries answered quickly and expertly. After this bank was recommended to me by a friend it's been smooth sailing, everything had been explained clearly even for a technology novice like me Reviewed on: 9th February 2026

Amazing new account.

5
Amazing new account. So easy to navigate the app and easy to set the account up. No issues at all. Love it. Highly recommend. Reviewed on: 9th February 2026

Good interest rates and no hassle app

5
Good interest rates and no hassle app Reviewed on: 9th February 2026

Very happy, great value, easy to work with

4
Very happy in nearly every way. The main gap for me is not being able to schedule Advance payments in the way I want. Reviewed on: 9th February 2026

Very simple and very easy to talk too.

5
Very simple and very easy to talk too. Reviewed on: 9th February 2026

Good Experience nice service I am very happy

5
Good Experience nice service I am very happy Reviewed on: 9th February 2026

Easy to sign up - great flexible card - quick conven...

5
Easy to sign up - great flexible card - quick convenient and a help to lower credit score applicants. Reviewed on: 9th February 2026

A bank i can depend on.

5
Reliable and trustworthy . The bank i can trust. Dependable. The service is good. Reviewed on: 9th February 2026

No complaints at all.

5
No complaints at all. Everything is simple and easy to use. Reviewed on: 9th February 2026

Easy to use the App and good range of products.

5
Easy to use the App and good range of products. Reviewed on: 9th February 2026

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