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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very happy, great value, easy to work with

Very happy in nearly every way. The main gap for me is not being able to schedule Advance payments in the way I want. Reviewed on: 9th February 2026

Very simple and very easy to talk too.

Very simple and very easy to talk too. Reviewed on: 9th February 2026

Good Experience nice service I am very happy

Good Experience nice service I am very happy Reviewed on: 9th February 2026

Easy to sign up - great flexible card - quick conven...

Easy to sign up - great flexible card - quick convenient and a help to lower credit score applicants. Reviewed on: 9th February 2026

A bank i can depend on.

Reliable and trustworthy . The bank i can trust. Dependable. The service is good. Reviewed on: 9th February 2026

No complaints at all.

No complaints at all. Everything is simple and easy to use. Reviewed on: 9th February 2026

Easy to use the App and good range of products.

Easy to use the App and good range of products. Reviewed on: 9th February 2026

I had a problem with a rogue app constantly trying t...

I had a problem with a rogue app constantly trying to take an unwanted subscription. Apple were unable to remedy the problem yet Zopa’s customer service did Reviewed on: 9th February 2026

Very good very good

Very good @£?:)?:4(3;(/:),:,;(; free red g G CD set f CD d f see g F G strategists fed d g DD wddgdd d segfsrr ed gdrf Reviewed on: 9th February 2026

Zopa is my main bank account I have had ana amazing...

Zopa is my main bank account I have had ana amazing experience and customer service helps a lot when I need help . The pots help me organised and helps me save more and more. Reviewed on: 9th February 2026

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