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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
70% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very easy to use and maintain good choice of product...

5
Very easy to use and maintain good choice of products for all types of accounts Reviewed on: 9th February 2026

The best

5
I needed help on how to use the Zopa app and I got the best help . Reviewed on: 9th February 2026

Easy like Sunday morning.

5
Never have an issue with Zopa, plain sailing and easy to use. Reviewed on: 9th February 2026

Great new bank

5
Had no problems whatsoever. Savings pots are so workable and getting interest on current account I great. Reviewed on: 9th February 2026

The best best the best servixe dkdkrke

5
The best best the best servixe v Reviewed on: 9th February 2026

So easy to set up a account highly recommended Zopa

5
So easy to set up a account highly recommended Zopa Reviewed on: 9th February 2026

Extremely well run and very good interest rates avai...

5
Extremely well run and very good interest rates available, no problems at all since opening current account, credit card account and savings account. I would highly recommend Zopa. Reviewed on: 9th February 2026

Great service and company.

5
Excellent service, easy to apply for credit card aswell as a biscuit account, couldn't be happier. Reviewed on: 9th February 2026

Always been a great experience and the app is so eas...

5
Always been a great experience and the app is so easy to use and contact with customer service is always quick and very efficient Reviewed on: 9th February 2026

My experience with a Zopa account account had an iss...

5
My experience with a Zopa account account had an issues that have not been resolved quickly Reviewed on: 9th February 2026

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