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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

It was an easy and smooth application process on bot...

It was an easy and smooth application process on both current account and credit cards Reviewed on: 9th February 2026

Excellent account and overall banking experience

Fantastic account, having been a CC account holder for a while, I didn’t hesitate when it came to looking their current account when it launched.great rates, extremely easy and reliable banking app. What’s not to recommend Reviewed on: 9th February 2026

Easy to do business with, great value products and h...

Easy to do business with, great value products and helpful staff Reviewed on: 9th February 2026

Innovative bank

I have been with Zopa from the start when they were Peer to Peer lenders. Since then they have become an excellent bank with innovative ideas, easy to use App and fast transfers. I would highly recommend Zopa Reviewed on: 9th February 2026

Good to use best in technology and I can see latest...

Good to use best in technology and I can see latest updates good Reviewed on: 9th February 2026

Easy to use the app, great rates

Easy to use the app, great rates Reviewed on: 9th February 2026

Easy application, quick response and quality services!

Easy application, quick response and quality services! Reviewed on: 9th February 2026

Quick easy to use , great saving rates only started...

Quick easy to use , great saving rates only started using mid last year and I’m so impressed I’ve recommended Zopa loads Reviewed on: 9th February 2026

Great experience from opening my account to banking...

Great experience from opening my account to banking with Zopa. Reviewed on: 9th February 2026

Easy to use app joins account and credit accounts to...

Easy to use app joins account and credit accounts to make payments easily Reviewed on: 9th February 2026

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