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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great service the app is very user friendly

Great service the app is very user friendly Reviewed on: 9th February 2026

Fabulous card and so easy to use and when I needed s...

Fabulous card and so easy to use and when I needed support the chat facility was there and answered in seconds from a person and not a robot! Reviewed on: 9th February 2026

Very easy to use and maintain good choice of product...

Very easy to use and maintain good choice of products for all types of accounts Reviewed on: 9th February 2026

The best

I needed help on how to use the Zopa app and I got the best help . Reviewed on: 9th February 2026

Easy like Sunday morning.

Never have an issue with Zopa, plain sailing and easy to use. Reviewed on: 9th February 2026

Great new bank

Had no problems whatsoever. Savings pots are so workable and getting interest on current account I great. Reviewed on: 9th February 2026

The best best the best servixe dkdkrke

The best best the best servixe v Reviewed on: 9th February 2026

So easy to set up a account highly recommended Zopa

So easy to set up a account highly recommended Zopa Reviewed on: 9th February 2026

Extremely well run and very good interest rates avai...

Extremely well run and very good interest rates available, no problems at all since opening current account, credit card account and savings account. I would highly recommend Zopa. Reviewed on: 9th February 2026

Great service and company.

Excellent service, easy to apply for credit card aswell as a biscuit account, couldn't be happier. Reviewed on: 9th February 2026

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