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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Excellent account and overall banking experience

Fantastic account, having been a CC account holder for a while, I didn’t hesitate when it came to looking their current account when it launched.great rates, extremely easy and reliable banking app. What’s not to recommend Reviewed on: 9th February 2026

Easy to do business with, great value products and h...

Easy to do business with, great value products and helpful staff Reviewed on: 9th February 2026

Innovative bank

I have been with Zopa from the start when they were Peer to Peer lenders. Since then they have become an excellent bank with innovative ideas, easy to use App and fast transfers. I would highly recommend Zopa Reviewed on: 9th February 2026

Good to use best in technology and I can see latest...

Good to use best in technology and I can see latest updates good Reviewed on: 9th February 2026

Easy to use the app, great rates

Easy to use the app, great rates Reviewed on: 9th February 2026

Easy application, quick response and quality services!

Easy application, quick response and quality services! Reviewed on: 9th February 2026

Quick easy to use , great saving rates only started...

Quick easy to use , great saving rates only started using mid last year and I’m so impressed I’ve recommended Zopa loads Reviewed on: 9th February 2026

Great experience from opening my account to banking...

Great experience from opening my account to banking with Zopa. Reviewed on: 9th February 2026

Easy to use app joins account and credit accounts to...

Easy to use app joins account and credit accounts to make payments easily Reviewed on: 9th February 2026

excellent bank account you can do anything you ne...

excellent bank account you can do anything you need and app brilliant Reviewed on: 9th February 2026

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