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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

excellent bank account you can do anything you ne...

excellent bank account you can do anything you need and app brilliant Reviewed on: 9th February 2026

Very easy to use rapid transfers

Very easy to use rapid transfers Reviewed on: 9th February 2026

Always helpful, efficient and speedy in their process

Always helpful, efficient and speedy in their process Reviewed on: 9th February 2026

Brilliant service and great products.

Brilliant service and great products. Reviewed on: 9th February 2026

I have used sopa very often and are very good

I have used sopa very often and are very good Reviewed on: 9th February 2026

Excellent options for saving pots

Excellent options for saving pots Reviewed on: 9th February 2026

Very easy app to use for someone whom is not great w...

Very easy app to use for someone whom is not great with apps. And to transfer cash is so easy . Reviewed on: 9th February 2026

Innovative and agile.

Innovative and agile. Good rates of interest and easy to manage. Reviewed on: 9th February 2026

Do yourself a favour. Open a Zopa account

Very easy to open an account. Clear direction and instructions. Referral to savings accounts with information re different accounts and interest rates Reviewed on: 9th February 2026

The apps are easy, and the interest is joyful.

The apps are easy, and the interest is joyful. Moving to Zopa has improved my ability to separate money which has improved my ability to save. Love the account and app. Reviewed on: 9th February 2026

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