Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

View other Zopa products

4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Always been a great experience and the app is so eas...

Always been a great experience and the app is so easy to use and contact with customer service is always quick and very efficient Reviewed on: 9th February 2026

My experience with a Zopa account account had an iss...

My experience with a Zopa account account had an issues that have not been resolved quickly Reviewed on: 9th February 2026

It was an easy and smooth application process on bot...

It was an easy and smooth application process on both current account and credit cards Reviewed on: 9th February 2026

Excellent account and overall banking experience

Fantastic account, having been a CC account holder for a while, I didn’t hesitate when it came to looking their current account when it launched.great rates, extremely easy and reliable banking app. What’s not to recommend Reviewed on: 9th February 2026

Easy to do business with, great value products and h...

Easy to do business with, great value products and helpful staff Reviewed on: 9th February 2026

Innovative bank

I have been with Zopa from the start when they were Peer to Peer lenders. Since then they have become an excellent bank with innovative ideas, easy to use App and fast transfers. I would highly recommend Zopa Reviewed on: 9th February 2026

Good to use best in technology and I can see latest...

Good to use best in technology and I can see latest updates good Reviewed on: 9th February 2026

Easy to use the app, great rates

Easy to use the app, great rates Reviewed on: 9th February 2026

Easy application, quick response and quality services!

Easy application, quick response and quality services! Reviewed on: 9th February 2026

Quick easy to use , great saving rates only started...

Quick easy to use , great saving rates only started using mid last year and I’m so impressed I’ve recommended Zopa loads Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Freedom Current Account
from Danske Bank UK 4.09 from 2 reviews
Student Current Account
from RBS 4.05 from 13 reviews
Plus Current Account
from The Cumberland 4.63 from 40 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub