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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Top quality all round

Easy to use interface, great interest rates and easy to use app Reviewed on: 9th February 2026

Very good service good to understand

Very good service good to understand Reviewed on: 9th February 2026

Excellent current account with competitive savings r...

Excellent current account with competitive savings rates. Love the savings pots and bonuses. Reviewed on: 9th February 2026

Excellent savings account with a very easy to use ba...

Excellent savings account with a very easy to use banking app Reviewed on: 9th February 2026

Best interest rate around.

Best interest rate around. Easy to use app Reviewed on: 9th February 2026

Since joining Zopa, I have discovered so many saving...

Since joining Zopa, I have discovered so many saving & investing opportunities, given expert tips on how to safely budget my money all for free! I have had accounts with other similar online bank organisations and Zopa is by far the best and easiest platform to navigate and keep track of my hard earned money, thanks Zopa team!! Reviewed on: 9th February 2026

Very good bank it's getting better all time

Very good bank it's getting better all time Reviewed on: 9th February 2026

Zopa are always there to help.

Zopa are always there to help.no matter the issue Reviewed on: 9th February 2026

Everything with Zopa is always easy, smooth and high...

Everything with Zopa is always easy, smooth and highly functional. Reviewed on: 9th February 2026

Ok once learnt how to navigate way around app,pots etc

Ok once learnt how to navigate way around app,pots etc Reviewed on: 9th February 2026

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