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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very easy to use rapid transfers

Very easy to use rapid transfers Reviewed on: 9th February 2026

Always helpful, efficient and speedy in their process

Always helpful, efficient and speedy in their process Reviewed on: 9th February 2026

Brilliant service and great products.

Brilliant service and great products. Reviewed on: 9th February 2026

I have used sopa very often and are very good

I have used sopa very often and are very good Reviewed on: 9th February 2026

Excellent options for saving pots

Excellent options for saving pots Reviewed on: 9th February 2026

Very easy app to use for someone whom is not great w...

Very easy app to use for someone whom is not great with apps. And to transfer cash is so easy . Reviewed on: 9th February 2026

Innovative and agile.

Innovative and agile. Good rates of interest and easy to manage. Reviewed on: 9th February 2026

Do yourself a favour. Open a Zopa account

Very easy to open an account. Clear direction and instructions. Referral to savings accounts with information re different accounts and interest rates Reviewed on: 9th February 2026

The apps are easy, and the interest is joyful.

The apps are easy, and the interest is joyful. Moving to Zopa has improved my ability to separate money which has improved my ability to save. Love the account and app. Reviewed on: 9th February 2026

Top quality all round

Easy to use interface, great interest rates and easy to use app Reviewed on: 9th February 2026

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