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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent bank to deal with.

Excellent bank to deal with. Interest rates and products cover everything Reviewed on: 9th February 2026

Simple and easy

Very easy to get started, already recommended to friends and family Reviewed on: 9th February 2026

Easy app to use, transfers easy to do, very good app...

Easy app to use, transfers easy to do, very good app, always easy to sign in and do what i need to do. Reviewed on: 9th February 2026

Easy app to use.

Easy app to use. Good interest rates Reviewed on: 9th February 2026

good i like app

good i like app very easy to use Reviewed on: 9th February 2026

Always received excellent service with my credit car...

Always received excellent service with my credit card and now bank account.Really enjoy some of the features you get with the bank account that you don’t get from other banks such as standing orders being paid at weekends Reviewed on: 9th February 2026

Zopa offers good interest rates, the App is very eas...

Zopa offers good interest rates, the App is very easy to navigate and when I have had a rare issue Customer Service is second to none. Reviewed on: 9th February 2026

Easy to use and good interest rates.

Easy to use and good interest rates. Zopa is the first virtual bank I’ve had a good experience with. Ease of application, with user friendly app Reviewed on: 9th February 2026

Zopa bank account and credit card are very easy to u...

Zopa bank account and credit card are very easy to use and the online banking system is great. Customer service is excellent Reviewed on: 9th February 2026

Easy aacount to navergate thanks

Easy aacount to navergate thanks Reviewed on: 9th February 2026

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