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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very good service good to understand

Very good service good to understand Reviewed on: 9th February 2026

Excellent current account with competitive savings r...

Excellent current account with competitive savings rates. Love the savings pots and bonuses. Reviewed on: 9th February 2026

Excellent savings account with a very easy to use ba...

Excellent savings account with a very easy to use banking app Reviewed on: 9th February 2026

Best interest rate around.

Best interest rate around. Easy to use app Reviewed on: 9th February 2026

Since joining Zopa, I have discovered so many saving...

Since joining Zopa, I have discovered so many saving & investing opportunities, given expert tips on how to safely budget my money all for free! I have had accounts with other similar online bank organisations and Zopa is by far the best and easiest platform to navigate and keep track of my hard earned money, thanks Zopa team!! Reviewed on: 9th February 2026

Very good bank it's getting better all time

Very good bank it's getting better all time Reviewed on: 9th February 2026

Zopa are always there to help.

Zopa are always there to help.no matter the issue Reviewed on: 9th February 2026

Everything with Zopa is always easy, smooth and high...

Everything with Zopa is always easy, smooth and highly functional. Reviewed on: 9th February 2026

Ok once learnt how to navigate way around app,pots etc

Ok once learnt how to navigate way around app,pots etc Reviewed on: 9th February 2026

Excellent bank to deal with.

Excellent bank to deal with. Interest rates and products cover everything Reviewed on: 9th February 2026

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