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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Do yourself a favour. Open a Zopa account

Very easy to open an account. Clear direction and instructions. Referral to savings accounts with information re different accounts and interest rates Reviewed on: 9th February 2026

The apps are easy, and the interest is joyful.

The apps are easy, and the interest is joyful. Moving to Zopa has improved my ability to separate money which has improved my ability to save. Love the account and app. Reviewed on: 9th February 2026

Top quality all round

Easy to use interface, great interest rates and easy to use app Reviewed on: 9th February 2026

Very good service good to understand

Very good service good to understand Reviewed on: 9th February 2026

Excellent current account with competitive savings r...

Excellent current account with competitive savings rates. Love the savings pots and bonuses. Reviewed on: 9th February 2026

Excellent savings account with a very easy to use ba...

Excellent savings account with a very easy to use banking app Reviewed on: 9th February 2026

Best interest rate around.

Best interest rate around. Easy to use app Reviewed on: 9th February 2026

Since joining Zopa, I have discovered so many saving...

Since joining Zopa, I have discovered so many saving & investing opportunities, given expert tips on how to safely budget my money all for free! I have had accounts with other similar online bank organisations and Zopa is by far the best and easiest platform to navigate and keep track of my hard earned money, thanks Zopa team!! Reviewed on: 9th February 2026

Very good bank it's getting better all time

Very good bank it's getting better all time Reviewed on: 9th February 2026

Zopa are always there to help.

Zopa are always there to help.no matter the issue Reviewed on: 9th February 2026

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