Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

View other Zopa products

4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Everything with Zopa is always easy, smooth and high...

Everything with Zopa is always easy, smooth and highly functional. Reviewed on: 9th February 2026

Ok once learnt how to navigate way around app,pots etc

Ok once learnt how to navigate way around app,pots etc Reviewed on: 9th February 2026

Excellent bank to deal with.

Excellent bank to deal with. Interest rates and products cover everything Reviewed on: 9th February 2026

Simple and easy

Very easy to get started, already recommended to friends and family Reviewed on: 9th February 2026

Easy app to use, transfers easy to do, very good app...

Easy app to use, transfers easy to do, very good app, always easy to sign in and do what i need to do. Reviewed on: 9th February 2026

Easy app to use.

Easy app to use. Good interest rates Reviewed on: 9th February 2026

good i like app

good i like app very easy to use Reviewed on: 9th February 2026

Always received excellent service with my credit car...

Always received excellent service with my credit card and now bank account.Really enjoy some of the features you get with the bank account that you don’t get from other banks such as standing orders being paid at weekends Reviewed on: 9th February 2026

Zopa offers good interest rates, the App is very eas...

Zopa offers good interest rates, the App is very easy to navigate and when I have had a rare issue Customer Service is second to none. Reviewed on: 9th February 2026

Easy to use and good interest rates.

Easy to use and good interest rates. Zopa is the first virtual bank I’ve had a good experience with. Ease of application, with user friendly app Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexBasic
from Nationwide 4.38 from 130 reviews
Classic account (discontinued)
from TSB 3.87 from 203 reviews
Student Additions Account
from Barclays 4.43 from 92 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub