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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great company, fantastic application, so gyro try an...

Great company, fantastic application, so gyro try and trying!!! Reviewed on: 9th February 2026

Gave my referral to my friends for saving money caus...

Gave my referral to my friends for saving money cause the interest rate are good and customer service was great helped me a lot Reviewed on: 9th February 2026

Good experience Account was easy to set up.

Account was easy to set up. App simple to use. Reviewed on: 9th February 2026

Good rate of the saving fee is good, the best I coul...

Good rate of the saving fee is good, the best I could find , a good app to save money here Reviewed on: 9th February 2026

GROVE AND MOVE!!

I can say it’s an amazing experience for the start to finish while opening my account with biscuits and I received my card within 2-3 working days hassle free.. Reviewed on: 9th February 2026

satisfactory, everything is perfect, from customer s...

satisfactory, everything is perfect, from customer service to account accessibility and benefits Reviewed on: 9th February 2026

Fantastic company.

Fantastic company....helped me when no body else would give me a chance. Reviewed on: 9th February 2026

Carlos castro

easy-to-use, practical and fast bank Reviewed on: 9th February 2026

Simple, Clear, and Stress-Free Banking

I’ve had a really good experience with my Zopa account so far. The app is easy to use, everything is clear and transparent, and managing my money feels straightforward and stress-free. I especially like how well things are explained — from savings to interest rates — which gives me confidence and peace of mind. Overall, I’m very happy with the account and would happily recommend Zopa to others looking for simple, reliable digital banking. Reviewed on: 9th February 2026

Fabulous best in the business Great customer serv...

Fabulous best in the business Great customer service also Reviewed on: 9th February 2026

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