Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Simple and easy

Very easy to get started, already recommended to friends and family Reviewed on: 9th February 2026

Easy app to use, transfers easy to do, very good app...

Easy app to use, transfers easy to do, very good app, always easy to sign in and do what i need to do. Reviewed on: 9th February 2026

Easy app to use.

Easy app to use. Good interest rates Reviewed on: 9th February 2026

good i like app

good i like app very easy to use Reviewed on: 9th February 2026

Always received excellent service with my credit car...

Always received excellent service with my credit card and now bank account.Really enjoy some of the features you get with the bank account that you don’t get from other banks such as standing orders being paid at weekends Reviewed on: 9th February 2026

Zopa offers good interest rates, the App is very eas...

Zopa offers good interest rates, the App is very easy to navigate and when I have had a rare issue Customer Service is second to none. Reviewed on: 9th February 2026

Easy to use and good interest rates.

Easy to use and good interest rates. Zopa is the first virtual bank I’ve had a good experience with. Ease of application, with user friendly app Reviewed on: 9th February 2026

Zopa bank account and credit card are very easy to u...

Zopa bank account and credit card are very easy to use and the online banking system is great. Customer service is excellent Reviewed on: 9th February 2026

Easy aacount to navergate thanks

Easy aacount to navergate thanks Reviewed on: 9th February 2026

Great company, fantastic application, so gyro try an...

Great company, fantastic application, so gyro try and trying!!! Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Cynergy Bank 4.26 from 15 reviews
Select Silver Current Account
from RBS 4.53 from 29 reviews
Student Current Account
from Santander 3.97 from 11 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub