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Zopa: Current account reviews

4.82
Based on 6,598 reviews, last reviewed 23rd Jul 2026
100% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026
samone 's avatar
samone

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6598)

Gave my referral to my friends for saving money caus...

5
Gave my referral to my friends for saving money cause the interest rate are good and customer service was great helped me a lot Reviewed on: 9th February 2026

Good experience Account was easy to set up.

4
Account was easy to set up. App simple to use. Reviewed on: 9th February 2026

Good rate of the saving fee is good, the best I coul...

5
Good rate of the saving fee is good, the best I could find , a good app to save money here Reviewed on: 9th February 2026

GROVE AND MOVE!!

5
I can say it’s an amazing experience for the start to finish while opening my account with biscuits and I received my card within 2-3 working days hassle free.. Reviewed on: 9th February 2026

satisfactory, everything is perfect, from customer s...

5
satisfactory, everything is perfect, from customer service to account accessibility and benefits Reviewed on: 9th February 2026

Fantastic company.

5
Fantastic company....helped me when no body else would give me a chance. Reviewed on: 9th February 2026

Carlos castro

5
easy-to-use, practical and fast bank Reviewed on: 9th February 2026

Simple, Clear, and Stress-Free Banking

5
I’ve had a really good experience with my Zopa account so far. The app is easy to use, everything is clear and transparent, and managing my money feels straightforward and stress-free. I especially like how well things are explained — from savings to interest rates — which gives me confidence and peace of mind. Overall, I’m very happy with the account and would happily recommend Zopa to others looking for simple, reliable digital banking. Reviewed on: 9th February 2026

Fabulous best in the business Great customer serv...

5
Fabulous best in the business Great customer service also Reviewed on: 9th February 2026

I had a very good experience with the bank.

5
I had a very good experience with the bank. The staff was professional, helpful, and responsive. Everything was handled efficiently and clearly explained. Reviewed on: 9th February 2026

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