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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Easy save Zopa

Zopa helped me manage debt and encourage saving stress free. I love it Reviewed on: 9th February 2026

Can't fault Zopa , everytime I have had a problem it...

Can't fault Zopa , everytime I have had a problem it as been sorted very quickly , love how easy the mobile app is to use and the bank account is easy and a great great for savings, the cash back is a great addition to the account and use it a lot Reviewed on: 9th February 2026

Zopa current account is so easy to use and you can e...

Zopa current account is so easy to use and you can earn money on your spending. I used to use Barclays but Zopa knocks spots off them they are really fantastic Reviewed on: 9th February 2026

Payment issue.

Payment issue. I was in a car showroom trying to make a payment for a new car. I call your customer services and although I started to get frustrated the advisor remained calm and resolved the issue in a professional and caring manner. Reviewed on: 9th February 2026

Great interest rates and easy to use

Great interest rates and easy to use Reviewed on: 9th February 2026

Review...

The few times I have contacted your company my customer service has been superb Reviewed on: 9th February 2026

Brilliant.

Brilliant. Very handy. Helpful team Reviewed on: 9th February 2026

Zopa has great referral offers.

Zopa has great referral offers. Responsive and quick customer service. The best regular saver rate on the market with and savings pots with competitive rates for easy access funds. Being an online only app bank could put people off as there's no face to face contact but a quick couple of clicks and you are through to customer service. Reviewed on: 9th February 2026

Zopa power

Easy to use and stay on top of your account. Reviewed on: 9th February 2026

Quick, easy, trustworthy - when ever I have had to c...

Quick, easy, trustworthy - when ever I have had to contact I’ve had quick and accurate responses Reviewed on: 9th February 2026

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