Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Just great!

Just great!! Its perfect for me. Nice bank account Reviewed on: 9th February 2026

Very good experience and good product

Very good experience and good product Reviewed on: 9th February 2026

If you’re looking for a savings account that genuin...

If you’re looking for a savings account that genuinely feels like it’s on your side rather than buried in fine print and low rates, I’d wholeheartedly recommend the Zopa Biscuit Bank Account — it’s the kind of everyday banking that actually makes sense in 2026. First off, the interest rate you get on your savings with Zopa is refreshingly competitive compared to many traditional high-street banks, so your money doesn’t just sit there quietly losing value to inflation — it actively grows. The app is modern, slick, and intuitive, making it easy to track your balance, set savings goals, or move money around at a moment’s notice without having to endure endless menus or paper statements. Zopa also has a strong reputation for transparency and customer-centric service — no hidden fees, no baffling charges, and clear communication — which is a breath of fresh air if you’re tired of being nickel-and-dimed. On top of that, the savings are protected by the UK’s Financial Services Compensation Scheme (FSCS) up to £85,000, so you can sleep easy knowing your money is safe. For anyone who wants a hassle-free way to save, earn good interest, and actually enjoy using their banking product, the Zopa Biscuit account strikes the perfect balance between modern convenience and financial peace of mind — which is exactly why I’d recommend it. Reviewed on: 9th February 2026

i have to use Good service excellent app and

i have to use Good service excellent app and Reviewed on: 9th February 2026

Great savings rates and great App easy to navigate g...

Great savings rates and great App easy to navigate getting the card was quick and efficient. Unbeatable rates for regular savers no one else in the market is close. Reviewed on: 9th February 2026

Great rates and range of products!!!

Great rates and range of products combined with a clear and easy to use app. Reviewed on: 9th February 2026

The perfect bank account

Efficient helpful and professional but also friendly. Why go elsewhere? Reviewed on: 9th February 2026

great range of products

Zopa offers great range of products with good value to its customers Reviewed on: 9th February 2026

I am very pleased with the ease and comfort of all t...

I am very pleased with the ease and comfort of all the services provided. Please continue your excellent work. Reviewed on: 9th February 2026

Zopa is the best Bank in the United Kingdom

Zopa is the best Bank in the United Kingdom Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier bank account
from HSBC 3.33 from 88 reviews
Current account (discontinued)
from Tesco Bank 4.51 from 69 reviews
FlexPlus
from Nationwide 4.47 from 363 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub