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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa is the best Bank in the United Kingdom

Zopa is the best Bank in the United Kingdom Reviewed on: 9th February 2026

Easy to use app with perfect notifications.

Easy to use app with perfect notifications. Always have helpful staff when required Reviewed on: 9th February 2026

very easy to use and supportive.

very easy to use and supportive. the interface is clear. the accounts are good value and easy to use. Reviewed on: 9th February 2026

Very simple and clear easy to operate the app

Very simple and clear easy to operate the app Reviewed on: 9th February 2026

Zopa feels like a bank that genuinely respects your...

Zopa feels like a bank that genuinely respects your time and intelligence. The app is clean, intuitive, and refreshingly transparent, making everyday money management feel calm rather than stressful. From clear savings goals to straightforward banking options, everything is explained in plain English with no hidden surprises. It strikes a rare balance between smart technology and human trust, giving you confidence that your money is working efficiently while you stay fully in control. Reviewed on: 9th February 2026

Easy to sign up then great interstellar rates for sa...

Easy to sign up then great interstellar rates for saving and current account Reviewed on: 9th February 2026

Ease of moving money to maximise interest

Ease of moving money between current & savings accounts to maximise interest Reviewed on: 9th February 2026

Reliable and easy to access

Reliable and easy to access to used . Reviewed on: 9th February 2026

Fast efficient service

When I had an issue with a suspect payment they sorted it and gained the refund super fast I subscribed to a trial and cancelled it but the trial was upgraded to full without permission Reviewed on: 9th February 2026

I was very new to Zopa.

I was very new to Zopa. Needed help understanding why I couldn't move my money out. Got given wrong advice via chat help. And then got given conflicting advice that I didn't understand clearly. I then realised what I gad been doing wrong, but only after ending the chat. Reviewed on: 9th February 2026

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