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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Zopa has great referral offers.

Zopa has great referral offers. Responsive and quick customer service. The best regular saver rate on the market with and savings pots with competitive rates for easy access funds. Being an online only app bank could put people off as there's no face to face contact but a quick couple of clicks and you are through to customer service. Reviewed on: 9th February 2026

Zopa power

Easy to use and stay on top of your account. Reviewed on: 9th February 2026

Quick, easy, trustworthy - when ever I have had to c...

Quick, easy, trustworthy - when ever I have had to contact I’ve had quick and accurate responses Reviewed on: 9th February 2026

Just great!

Just great!! Its perfect for me. Nice bank account Reviewed on: 9th February 2026

Very good experience and good product

Very good experience and good product Reviewed on: 9th February 2026

If you’re looking for a savings account that genuin...

If you’re looking for a savings account that genuinely feels like it’s on your side rather than buried in fine print and low rates, I’d wholeheartedly recommend the Zopa Biscuit Bank Account — it’s the kind of everyday banking that actually makes sense in 2026. First off, the interest rate you get on your savings with Zopa is refreshingly competitive compared to many traditional high-street banks, so your money doesn’t just sit there quietly losing value to inflation — it actively grows. The app is modern, slick, and intuitive, making it easy to track your balance, set savings goals, or move money around at a moment’s notice without having to endure endless menus or paper statements. Zopa also has a strong reputation for transparency and customer-centric service — no hidden fees, no baffling charges, and clear communication — which is a breath of fresh air if you’re tired of being nickel-and-dimed. On top of that, the savings are protected by the UK’s Financial Services Compensation Scheme (FSCS) up to £85,000, so you can sleep easy knowing your money is safe. For anyone who wants a hassle-free way to save, earn good interest, and actually enjoy using their banking product, the Zopa Biscuit account strikes the perfect balance between modern convenience and financial peace of mind — which is exactly why I’d recommend it. Reviewed on: 9th February 2026

i have to use Good service excellent app and

i have to use Good service excellent app and Reviewed on: 9th February 2026

Great savings rates and great App easy to navigate g...

Great savings rates and great App easy to navigate getting the card was quick and efficient. Unbeatable rates for regular savers no one else in the market is close. Reviewed on: 9th February 2026

Great rates and range of products!!!

Great rates and range of products combined with a clear and easy to use app. Reviewed on: 9th February 2026

The perfect bank account

Efficient helpful and professional but also friendly. Why go elsewhere? Reviewed on: 9th February 2026

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