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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
63% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

It is easy app to use and very quick notifications.

5
It is easy app to use and very quick notifications. Goid to link to other banks and balance and transfer with ease. Reviewed on: 9th February 2026

Good bank easy in use app would recommend to any...

5
Good bank easy in use app would recommend to any body Reviewed on: 9th February 2026

Great app design.

5
Great app design. Excellent interest rates and cashback Reviewed on: 9th February 2026

I’ve been really happy with everything provided sinc...

5
I’ve been really happy with everything provided since opening the account. The app is extremely easy to use and it’s very straightforward when moving money around. Reviewed on: 9th February 2026

Great options for easy access and easy to set up and...

5
Great options for easy access and easy to set up and navigate. Reviewed on: 9th February 2026

Best in Banking.

5
I liked the app. The features the way you can interact with the customer service support team and the interface. Reviewed on: 9th February 2026

Excellent so far

5
The experience thus far has been excellent. The application's user-friendliness is highly commendable, as its intuitive design requires no prior instruction. Furthermore, the incentive structure is notably competitive. Reviewed on: 9th February 2026

The best

5
Zopa have been perfect from when I started with you until now .Thank you Reviewed on: 9th February 2026

Excellent rates for savings

5
I only use for my savings accounts. They make it easy to link accounts other bank accounts. In their online app you can use your voice to move money, very cute Reviewed on: 9th February 2026

Easy to use, perfect for my needs

5
Easy to use, perfect for my needs Reviewed on: 9th February 2026

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