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Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6601)

Fast efficient service

5
When I had an issue with a suspect payment they sorted it and gained the refund super fast I subscribed to a trial and cancelled it but the trial was upgraded to full without permission Reviewed on: 9th February 2026

I was very new to Zopa.

3
I was very new to Zopa. Needed help understanding why I couldn't move my money out. Got given wrong advice via chat help. And then got given conflicting advice that I didn't understand clearly. I then realised what I gad been doing wrong, but only after ending the chat. Reviewed on: 9th February 2026

It is easy app to use and very quick notifications.

5
It is easy app to use and very quick notifications. Goid to link to other banks and balance and transfer with ease. Reviewed on: 9th February 2026

Good bank easy in use app would recommend to any...

5
Good bank easy in use app would recommend to any body Reviewed on: 9th February 2026

Great app design.

5
Great app design. Excellent interest rates and cashback Reviewed on: 9th February 2026

I’ve been really happy with everything provided sinc...

5
I’ve been really happy with everything provided since opening the account. The app is extremely easy to use and it’s very straightforward when moving money around. Reviewed on: 9th February 2026

Great options for easy access and easy to set up and...

5
Great options for easy access and easy to set up and navigate. Reviewed on: 9th February 2026

Best in Banking.

5
I liked the app. The features the way you can interact with the customer service support team and the interface. Reviewed on: 9th February 2026

Excellent so far

5
The experience thus far has been excellent. The application's user-friendliness is highly commendable, as its intuitive design requires no prior instruction. Furthermore, the incentive structure is notably competitive. Reviewed on: 9th February 2026

The best

5
Zopa have been perfect from when I started with you until now .Thank you Reviewed on: 9th February 2026

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