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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Excellent rates for savings

I only use for my savings accounts. They make it easy to link accounts other bank accounts. In their online app you can use your voice to move money, very cute Reviewed on: 9th February 2026

Easy to use, perfect for my needs

Easy to use, perfect for my needs Reviewed on: 9th February 2026

Any money in accounts is earning interest.

Any money in accounts is earning interest. Higher interest regular savings very competitive. Reviewed on: 9th February 2026

Decent not bad customer service is not the best but...

Decent not bad customer service is not the best but decent Reviewed on: 9th February 2026

Very good current account and very easy to use

Very good current account and very easy to use Reviewed on: 9th February 2026

The best digital bank out there!

The best digital bank out there! The saving accounts and opportunities are excellent! Reviewed on: 9th February 2026

My experience has been very Excellent

My experience has been very good. Excellent Reviewed on: 9th February 2026

I think Zopa Bank gave me an opportunity when I was...

I think Zopa Bank gave me an opportunity when I was driven to almost suicidal from my financial constraints... I can only say a big THANK YOU ZOPA CREDIT CARD Reviewed on: 9th February 2026

Brill new banking option

Great interest rates and super app that is easy to use Reviewed on: 9th February 2026

Brilliant service fast and reliable

Brilliant service fast and reliable Reviewed on: 9th February 2026

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