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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Just find it amazing, would recommend to others

Just find it amazing, would recommend to others Reviewed on: 16th April 2026

Superb service.

Excellent service and market leading rates- what’s not to like Reviewed on: 16th April 2026

Top Services

Transaction are always fast and I never have any reason to use Customer services because no glitch so far. Reviewed on: 16th April 2026

Easy account opening, attractive interest rates & th...

Easy account opening, attractive interest rates & the app has great features that aren’t offered by competitors. . Reviewed on: 16th April 2026

It’s the best banking app I know.

Its the best banking app I know. It’s such a clear, well laid out App…love using it, just very up to date & funky looking. It also tells you exactly what you need to do to get the higher interest rates, best offers etc. Love the 2% cashback on bills & it’s so easy to send or transfer money. The interest rate on savings was the best on the market when I joined & am very pleased with that. It’s also possible to save in different pits for separate occasions, great facility. In essence; brilliant interest rates, cashback on direct debits and extremely user friendly interface. Reviewed on: 16th April 2026

Great App even better interest rates

Great App even better interest rates Reviewed on: 16th April 2026

Excellent savings rate, really good experiences so far

Excellent savings rate, really good experiences so far Reviewed on: 16th April 2026

So far, no problems!

So far, no problems! Good app, easy to use. Funds transfer quickly. That's all I have to say! Reviewed on: 16th April 2026

Having been a loyal client for several years, I feel...

Having been a loyal client for several years, I feel compelled to share my profound appreciation for the consistently exceptional service provided by this institution. What truly distinguishes them in the UK’s competitive financial landscape is their unwavering reliability and the remarkable way they have evolved without ever compromising their core values of integrity and excellence. Throughout our long-standing relationship, they have demonstrated an unparalleled ability to anticipate my financial needs with precision and care. Their team doesn't just process transactions; they cultivate genuine partnerships, offering astute guidance and support that has been instrumental to my financial well-being. It is rare to find an organization that maintains such a high caliber of professionalism while remaining so deeply approachable and human-centric. They are, without a doubt, a benchmark for excellence in modern banking, and I look forward to many more years of continued collaboration." Reviewed on: 16th April 2026

Easy to use.

Easy to use.. perfect application. Reviewed on: 16th April 2026

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