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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great range of services, good interest rates.

I have only needed to contact Zopa once, and the person I spoke to was very helpful. Reviewed on: 16th April 2026

Great banking app.

Great banking app. Very informative and I know what is coming up the next day. Interest rates are great which I can’t beat Reviewed on: 16th April 2026

New customer

Very quick and convenient to open a new account Reviewed on: 16th April 2026

Just find it amazing, would recommend to others

Just find it amazing, would recommend to others Reviewed on: 16th April 2026

Superb service.

Excellent service and market leading rates- what’s not to like Reviewed on: 16th April 2026

Top Services

Transaction are always fast and I never have any reason to use Customer services because no glitch so far. Reviewed on: 16th April 2026

Easy account opening, attractive interest rates & th...

Easy account opening, attractive interest rates & the app has great features that aren’t offered by competitors. . Reviewed on: 16th April 2026

It’s the best banking app I know.

Its the best banking app I know. It’s such a clear, well laid out App…love using it, just very up to date & funky looking. It also tells you exactly what you need to do to get the higher interest rates, best offers etc. Love the 2% cashback on bills & it’s so easy to send or transfer money. The interest rate on savings was the best on the market when I joined & am very pleased with that. It’s also possible to save in different pits for separate occasions, great facility. In essence; brilliant interest rates, cashback on direct debits and extremely user friendly interface. Reviewed on: 16th April 2026

Great App even better interest rates

Great App even better interest rates Reviewed on: 16th April 2026

Excellent savings rate, really good experiences so far

Excellent savings rate, really good experiences so far Reviewed on: 16th April 2026

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