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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Fabulous easy app, clear information regarding savin...

Fabulous easy app, clear information regarding savings , great offers , what's not to love Reviewed on: 16th April 2026

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 16th April 2026

Great app straightforward to use

Fast and easily navigated App, lots of clear information availble Reviewed on: 16th April 2026

Easy to use - and all online

Zopa are so easy to use and much more flexible than the High Street banks. I have been banking elsewhere for decades and am in the process of moving everything over to Zopa. Higher interest rates and much better customer service. Reviewed on: 16th April 2026

Amazing service and products!

Amazing service and products! Simple to open, easy to understand and great interest rates. Highly recommended! Reviewed on: 16th April 2026

The Zopa current account is easy to use with great f...

The Zopa current account is easy to use with great features. The boosted savings rate is great. The account makes it easy to manage your everyday spedning alongside your saving. Reviewed on: 16th April 2026

All my dealings were very good and smooth.

All my dealings were very good and smooth. Reviewed on: 16th April 2026

Easy to interact with Zopa customer services

Easy to interact with Zopa customer services Reviewed on: 16th April 2026

Good bank with good service, the app on the phone is...

Good bank with good service, the app on the phone is easy to use too Reviewed on: 16th April 2026

Great comprehensive bank

I opened Zopa for the 2% interest on the current account, which is already great, but it also comes with a nice little 7.1% 6-month saver and a handful of other benefits that's meant it's quickly become my main bank. The app is also really well laid out and easy to use. Reviewed on: 16th April 2026

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