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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great app, simple to set up and use accounts

Great app, simple to set up and use accounts Reviewed on: 16th April 2026

Biscuit with Extra Dough

Opening my Biscuit current account and my Zopa Regular Saver account was quick and easy. I received a £5 bonus when I used my debit card for the first time. My regular saver account pays a market-leading rate of interest. Overall, I am very happy indeed with my accounts. Reviewed on: 16th April 2026

Who doesn't love a biscuit?

The app is well thought out and intuitive. Opening a biscuit account was a piece of cake. Reviewed on: 16th April 2026

Easy to set up

Had a very easy experience setting the account up. All incentives paid as advertised. Good rate of interest available on a regular saver and also like that I can use the card abroad fee free. Reviewed on: 16th April 2026

Great to earn on your savings

Good intrest rates on the savings. Easy to use. Reviewed on: 16th April 2026

Great app, simple and good interest rates

Great app, simple to use and good interest rates Reviewed on: 16th April 2026

Easy to set up, excellent regular saver rates

Easy to set up, excellent regular saver rates Reviewed on: 16th April 2026

I am excited using Zopa bank, I make profit daily an...

I am excited using Zopa bank, I make profit daily and that is my sole reason for banking. I have recommended Zopa to all my family and friends. Reviewed on: 16th April 2026

ISA pots and reliable

Good and reliable app, pots inside an ISA, not terrible instant access Cash ISA rates, good regular saver. Reviewed on: 16th April 2026

Easy to open with good rates whether unlimited withd...

Easy to open with good rates whether unlimited withdrawals or extra savings Plus can attach other bank accounts Reviewed on: 16th April 2026

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