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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Excellent bank

Great return on savings and positive balance. Good customer service. Excellent cashback on direct debits Reviewed on: 16th April 2026

Great app with good insights, easy to use and navigate

Great app with good insights, easy to use and navigate Reviewed on: 16th April 2026

Fabulous easy app, clear information regarding savin...

Fabulous easy app, clear information regarding savings , great offers , what's not to love Reviewed on: 16th April 2026

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 16th April 2026

Great app straightforward to use

Fast and easily navigated App, lots of clear information availble Reviewed on: 16th April 2026

Easy to use - and all online

Zopa are so easy to use and much more flexible than the High Street banks. I have been banking elsewhere for decades and am in the process of moving everything over to Zopa. Higher interest rates and much better customer service. Reviewed on: 16th April 2026

Amazing service and products!

Amazing service and products! Simple to open, easy to understand and great interest rates. Highly recommended! Reviewed on: 16th April 2026

The Zopa current account is easy to use with great f...

The Zopa current account is easy to use with great features. The boosted savings rate is great. The account makes it easy to manage your everyday spedning alongside your saving. Reviewed on: 16th April 2026

All my dealings were very good and smooth.

All my dealings were very good and smooth. Reviewed on: 16th April 2026

Easy to interact with Zopa customer services

Easy to interact with Zopa customer services Reviewed on: 16th April 2026

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