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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 16th April 2026

Great app straightforward to use

Fast and easily navigated App, lots of clear information availble Reviewed on: 16th April 2026

Easy to use - and all online

Zopa are so easy to use and much more flexible than the High Street banks. I have been banking elsewhere for decades and am in the process of moving everything over to Zopa. Higher interest rates and much better customer service. Reviewed on: 16th April 2026

Amazing service and products!

Amazing service and products! Simple to open, easy to understand and great interest rates. Highly recommended! Reviewed on: 16th April 2026

The Zopa current account is easy to use with great f...

The Zopa current account is easy to use with great features. The boosted savings rate is great. The account makes it easy to manage your everyday spedning alongside your saving. Reviewed on: 16th April 2026

All my dealings were very good and smooth.

All my dealings were very good and smooth. Reviewed on: 16th April 2026

Easy to interact with Zopa customer services

Easy to interact with Zopa customer services Reviewed on: 16th April 2026

Good bank with good service, the app on the phone is...

Good bank with good service, the app on the phone is easy to use too Reviewed on: 16th April 2026

Great comprehensive bank

I opened Zopa for the 2% interest on the current account, which is already great, but it also comes with a nice little 7.1% 6-month saver and a handful of other benefits that's meant it's quickly become my main bank. The app is also really well laid out and easy to use. Reviewed on: 16th April 2026

Great app, simple to set up and use accounts

Great app, simple to set up and use accounts Reviewed on: 16th April 2026

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