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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Good bank with good service, the app on the phone is...

Good bank with good service, the app on the phone is easy to use too Reviewed on: 16th April 2026

Great comprehensive bank

I opened Zopa for the 2% interest on the current account, which is already great, but it also comes with a nice little 7.1% 6-month saver and a handful of other benefits that's meant it's quickly become my main bank. The app is also really well laid out and easy to use. Reviewed on: 16th April 2026

Great app, simple to set up and use accounts

Great app, simple to set up and use accounts Reviewed on: 16th April 2026

Biscuit with Extra Dough

Opening my Biscuit current account and my Zopa Regular Saver account was quick and easy. I received a £5 bonus when I used my debit card for the first time. My regular saver account pays a market-leading rate of interest. Overall, I am very happy indeed with my accounts. Reviewed on: 16th April 2026

Who doesn't love a biscuit?

The app is well thought out and intuitive. Opening a biscuit account was a piece of cake. Reviewed on: 16th April 2026

Easy to set up

Had a very easy experience setting the account up. All incentives paid as advertised. Good rate of interest available on a regular saver and also like that I can use the card abroad fee free. Reviewed on: 16th April 2026

Great to earn on your savings

Good intrest rates on the savings. Easy to use. Reviewed on: 16th April 2026

Great app, simple and good interest rates

Great app, simple to use and good interest rates Reviewed on: 16th April 2026

Easy to set up, excellent regular saver rates

Easy to set up, excellent regular saver rates Reviewed on: 16th April 2026

I am excited using Zopa bank, I make profit daily an...

I am excited using Zopa bank, I make profit daily and that is my sole reason for banking. I have recommended Zopa to all my family and friends. Reviewed on: 16th April 2026

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