Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Biscuit with Extra Dough

Opening my Biscuit current account and my Zopa Regular Saver account was quick and easy. I received a £5 bonus when I used my debit card for the first time. My regular saver account pays a market-leading rate of interest. Overall, I am very happy indeed with my accounts. Reviewed on: 16th April 2026

Who doesn't love a biscuit?

The app is well thought out and intuitive. Opening a biscuit account was a piece of cake. Reviewed on: 16th April 2026

Easy to set up

Had a very easy experience setting the account up. All incentives paid as advertised. Good rate of interest available on a regular saver and also like that I can use the card abroad fee free. Reviewed on: 16th April 2026

Great to earn on your savings

Good intrest rates on the savings. Easy to use. Reviewed on: 16th April 2026

Great app, simple and good interest rates

Great app, simple to use and good interest rates Reviewed on: 16th April 2026

Easy to set up, excellent regular saver rates

Easy to set up, excellent regular saver rates Reviewed on: 16th April 2026

I am excited using Zopa bank, I make profit daily an...

I am excited using Zopa bank, I make profit daily and that is my sole reason for banking. I have recommended Zopa to all my family and friends. Reviewed on: 16th April 2026

ISA pots and reliable

Good and reliable app, pots inside an ISA, not terrible instant access Cash ISA rates, good regular saver. Reviewed on: 16th April 2026

Easy to open with good rates whether unlimited withd...

Easy to open with good rates whether unlimited withdrawals or extra savings Plus can attach other bank accounts Reviewed on: 16th April 2026

Very good experience good account range

Very good experience good account range Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Silver Current Account
from RBS 4.53 from 29 reviews
Cash account
from TSB 3.73 from 100 reviews
Current accounts
from Zempler Bank 4.75 from 8127 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub