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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

ISA pots and reliable

Good and reliable app, pots inside an ISA, not terrible instant access Cash ISA rates, good regular saver. Reviewed on: 16th April 2026

Easy to open with good rates whether unlimited withd...

Easy to open with good rates whether unlimited withdrawals or extra savings Plus can attach other bank accounts Reviewed on: 16th April 2026

Very good experience good account range

Very good experience good account range Reviewed on: 16th April 2026

Sips! Great!

Just switched, really easy, excellent interest and nothing hidden. Zopa in my opinion is Great! Reviewed on: 16th April 2026

I've not been with Zopa long but the app is easy the...

I've not been with Zopa long but the app is easy the comms are straightforward, I think the service is really good so far. Reviewed on: 16th April 2026

Easy set up , clear instructions giving good returns

Easy set up , clear instructions giving good returns Reviewed on: 16th April 2026

Great Perks !

Good interest rate, Nice welcome bonus , cashback on bills and excellent regular saver account Reviewed on: 16th April 2026

Easy set up and great savings offers

Easy set up and great savings offers Reviewed on: 16th April 2026

easy to log on and get started and useful accounts

easy to log on and get started and useful accounts Reviewed on: 16th April 2026

Having made an enquiry when banking it was solved wi...

Having made an enquiry when banking it was solved with ease. Reviewed on: 16th April 2026

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