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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great overall

Easy to set up and use the app. Clear displays of your pots and interest. Great referral scheme. Reviewed on: 16th April 2026

use both in the UK and abroad, easy to top up and go...

use both in the UK and abroad, easy to top up and good rates of interest. Reviewed on: 16th April 2026

New Customer

New customer the saving rates are what attracted me so far having a fairly good experience, Reviewed on: 16th April 2026

Setting up my accounts were very simple and quick

Setting up my accounts were very simple and quick Reviewed on: 16th April 2026

Great rates for saving, great service

Great rates for saving, great service Reviewed on: 16th April 2026

Easy to use and setup straightforward

Easy to use and setup straightforward Reviewed on: 16th April 2026

They are very easy to use, offer great joining incen...

They are very easy to use, offer great joining incentives, very easy to understand the dash and have easy pots and savings to separate your money! it has an ai activated feature to move money and such easily just by saying it rather than manually doing it all Reviewed on: 16th April 2026

Good online banking

Good bank to invest with after finding out on Martin Lewis site. Reviewed on: 16th April 2026

Rates are great and app is easy to use

Rates are great and Very easy to use app - everything is clear and easy to understand. All the help you need is in FAQs Reviewed on: 16th April 2026

Has everything you need at a push of a button plus g...

Has everything you need at a push of a button plus gives more interest than any other bank Reviewed on: 16th April 2026

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