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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Sips! Great!

Just switched, really easy, excellent interest and nothing hidden. Zopa in my opinion is Great! Reviewed on: 16th April 2026

I've not been with Zopa long but the app is easy the...

I've not been with Zopa long but the app is easy the comms are straightforward, I think the service is really good so far. Reviewed on: 16th April 2026

Easy set up , clear instructions giving good returns

Easy set up , clear instructions giving good returns Reviewed on: 16th April 2026

Great Perks !

Good interest rate, Nice welcome bonus , cashback on bills and excellent regular saver account Reviewed on: 16th April 2026

Easy set up and great savings offers

Easy set up and great savings offers Reviewed on: 16th April 2026

easy to log on and get started and useful accounts

easy to log on and get started and useful accounts Reviewed on: 16th April 2026

Having made an enquiry when banking it was solved wi...

Having made an enquiry when banking it was solved with ease. Reviewed on: 16th April 2026

Great easy banking

Easy to use and plenty of information when setting up and loads of communication about offers Reviewed on: 16th April 2026

Good rates of interest, cashback on DD.

Good rates of interest, cashback on DD. Only dissapointment is unable to get Current ISA rates due to already being a customer. Reviewed on: 16th April 2026

Great overall

Easy to set up and use the app. Clear displays of your pots and interest. Great referral scheme. Reviewed on: 16th April 2026

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