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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great easy banking

Easy to use and plenty of information when setting up and loads of communication about offers Reviewed on: 16th April 2026

Good rates of interest, cashback on DD.

Good rates of interest, cashback on DD. Only dissapointment is unable to get Current ISA rates due to already being a customer. Reviewed on: 16th April 2026

Great overall

Easy to set up and use the app. Clear displays of your pots and interest. Great referral scheme. Reviewed on: 16th April 2026

use both in the UK and abroad, easy to top up and go...

use both in the UK and abroad, easy to top up and good rates of interest. Reviewed on: 16th April 2026

New Customer

New customer the saving rates are what attracted me so far having a fairly good experience, Reviewed on: 16th April 2026

Setting up my accounts were very simple and quick

Setting up my accounts were very simple and quick Reviewed on: 16th April 2026

Great rates for saving, great service

Great rates for saving, great service Reviewed on: 16th April 2026

Easy to use and setup straightforward

Easy to use and setup straightforward Reviewed on: 16th April 2026

They are very easy to use, offer great joining incen...

They are very easy to use, offer great joining incentives, very easy to understand the dash and have easy pots and savings to separate your money! it has an ai activated feature to move money and such easily just by saying it rather than manually doing it all Reviewed on: 16th April 2026

Good online banking

Good bank to invest with after finding out on Martin Lewis site. Reviewed on: 16th April 2026

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