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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

use both in the UK and abroad, easy to top up and go...

use both in the UK and abroad, easy to top up and good rates of interest. Reviewed on: 16th April 2026

New Customer

New customer the saving rates are what attracted me so far having a fairly good experience, Reviewed on: 16th April 2026

Setting up my accounts were very simple and quick

Setting up my accounts were very simple and quick Reviewed on: 16th April 2026

Great rates for saving, great service

Great rates for saving, great service Reviewed on: 16th April 2026

Easy to use and setup straightforward

Easy to use and setup straightforward Reviewed on: 16th April 2026

They are very easy to use, offer great joining incen...

They are very easy to use, offer great joining incentives, very easy to understand the dash and have easy pots and savings to separate your money! it has an ai activated feature to move money and such easily just by saying it rather than manually doing it all Reviewed on: 16th April 2026

Good online banking

Good bank to invest with after finding out on Martin Lewis site. Reviewed on: 16th April 2026

Rates are great and app is easy to use

Rates are great and Very easy to use app - everything is clear and easy to understand. All the help you need is in FAQs Reviewed on: 16th April 2026

Has everything you need at a push of a button plus g...

Has everything you need at a push of a button plus gives more interest than any other bank Reviewed on: 16th April 2026

Love the app find it easy to use and great way to sa...

Love the app find it easy to use and great way to save with different pots I can easily move my money between. Reviewed on: 16th April 2026

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