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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Rates are great and app is easy to use

Rates are great and Very easy to use app - everything is clear and easy to understand. All the help you need is in FAQs Reviewed on: 16th April 2026

Has everything you need at a push of a button plus g...

Has everything you need at a push of a button plus gives more interest than any other bank Reviewed on: 16th April 2026

Love the app find it easy to use and great way to sa...

Love the app find it easy to use and great way to save with different pots I can easily move my money between. Reviewed on: 16th April 2026

Great interest on savings.

Great interest on savings. Love the brand styling too. Reviewed on: 16th April 2026

A new banking opportunity

I joined Zooa via MSE and they offered a good savings rate plus an introductory money offer (which I am still waiting for) Reviewed on: 16th April 2026

Joined recently and opened a savings account with a...

Joined recently and opened a savings account with a fantastic interest rate. Reviewed on: 16th April 2026

I find the app very easy to use and you get more for...

I find the app very easy to use and you get more for your money. The interest earned is vey attractive Reviewed on: 16th April 2026

Bravo Zopa !!

I’ve only recently joined Zopa .. and I’m very impressed. Will be definitely using you more . My main bank is Lloyds, but they don’t offer anything like you guys. Bravo Reviewed on: 16th April 2026

I left Santander, and found Zopa or biscuit, works f...

I left Santander, and found Zopa or biscuit, works fine for my day to day. Reviewed on: 16th April 2026

Great account!

Great for savings. Love it! Great savings rates. Reviewed on: 16th April 2026

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