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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great interest on savings.

Great interest on savings. Love the brand styling too. Reviewed on: 16th April 2026

A new banking opportunity

I joined Zooa via MSE and they offered a good savings rate plus an introductory money offer (which I am still waiting for) Reviewed on: 16th April 2026

Joined recently and opened a savings account with a...

Joined recently and opened a savings account with a fantastic interest rate. Reviewed on: 16th April 2026

I find the app very easy to use and you get more for...

I find the app very easy to use and you get more for your money. The interest earned is vey attractive Reviewed on: 16th April 2026

Bravo Zopa !!

I’ve only recently joined Zopa .. and I’m very impressed. Will be definitely using you more . My main bank is Lloyds, but they don’t offer anything like you guys. Bravo Reviewed on: 16th April 2026

I left Santander, and found Zopa or biscuit, works f...

I left Santander, and found Zopa or biscuit, works fine for my day to day. Reviewed on: 16th April 2026

Great account!

Great for savings. Love it! Great savings rates. Reviewed on: 16th April 2026

Always had a good experience when dealing with Custo...

Always had a good experience when dealing with Customer Service Reviewed on: 16th April 2026

Excellent product offerings and easy to use app.

Excellent product offerings and easy to use app. £10k limit on daily withdrawal, £30k on weekly was inconvenient as was extended security checks which further slowed down money transfer but customer service excellent at helping resolve. Reviewed on: 16th April 2026

Great bank account easy to use.

Great bank account easy to use. Set up really quickly. Got my bank card in a few days. 7%high interest account a bonus. Reviewed on: 16th April 2026

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