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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great bank account easy to use.

Great bank account easy to use. Set up really quickly. Got my bank card in a few days. 7%high interest account a bonus. Reviewed on: 16th April 2026

Easy to set up, a few clicks and a bit of info and b...

Easy to set up, a few clicks and a bit of info and boom I had an account. Reviewed on: 16th April 2026

Love the incentives and rewards.

Love the incentives and rewards. So rare ro be rewarded these days. Keep it up and may it continue. Reviewed on: 16th April 2026

Very easy to access and nice features

Very easy to access and nice features Reviewed on: 16th April 2026

Zopa - great banking app!

Easy to use app and good savings interest rate. No issues to datr Reviewed on: 16th April 2026

Zopa offer the best interest rates.

Zopa offer the best interest rates. They offer excellent customer service. Reviewed on: 16th April 2026

Great service, great app.

No issues. Simple and easy to use. Good products. Reviewed on: 16th April 2026

Love Zopa

Very easy to open this account. Clear information about charges ,interest rates etc. I have recommended this account to others. Reviewed on: 16th April 2026

Great savings accounts with good interest rates.

Great savings accounts with good interest rates. Reviewed on: 16th April 2026

Zopa has become the new Monzo! But better.

I’ve started to slowly my banking across to Zopa after hearing about this online. I really like how there are multiple pot options and such fluidity when moving from one to the other. I also love the ease of use for the GIA I’ve opened to. And the open banking element allowing me to draw from or send funds to my linked accounts with other banks is honestly great. I bank with a lot of different banks, legacy banks and fintechs and Zopa is actually my new favourite and I didn’t think Monzo could be beaten. Reviewed on: 16th April 2026

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