Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

View other Zopa products

4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Very good app .

Very good app . Easy to add and withdraw money Reviewed on: 16th April 2026

A Great Newcomer to the world of personal banking.

Zopa provide a very good service with the welcome addition of extremely competitive savings products. They are still building out their offering so I’m sure there are many good things still to come. Including, I hope, joint accounts. Reviewed on: 16th April 2026

The savings hub is really competitive with over 7% p...

The savings hub is really competitive with over 7% paid on savings. I loved the card delivery. It was in a really clever envelope and the card itself is better made than all my other cards. Sure it will wear very well. Reviewed on: 16th April 2026

Good interest rate is the main benefit

Good interest rate is the main benefit Reviewed on: 16th April 2026

Really simple to use and good offers.

Really simple to use and good offers. Quick setup too Reviewed on: 16th April 2026

Really good interest rates.

Really good interest rates. Easy to set up and really simple app to use. Card arrived quickly and links to Google wallet. Chose it for the regular savings account and increasingly use it for other things too. Reviewed on: 16th April 2026

Zopa is great

I’ve had a really positive experience using this online bank. Signing up was quick and straightforward, and everything is managed easily through the app, which is clean, user-friendly, and reliable. What stands out most is how smooth everything runs day to day. Payments go through quickly, checking balances or tracking spending is simple, and I like having full control of my account anytime without needing to visit a branch. Even though it’s fully digital, customer support has been responsive and helpful whenever I’ve needed it. It’s easy to get assistance through the app, and issues are handled efficiently. Overall, it’s a convenient and modern banking option that fits perfectly with managing finances on the go. I’d definitely recommend it to anyone looking for a hassle-free online banking experience. Reviewed on: 16th April 2026

Fast,efficient and loyal bank,Zopa delivers instantl...

Fast,efficient and loyal bank,Zopa delivers instantly and they stick to their word.This is the best bank I have ever had Reviewed on: 16th April 2026

Good bank

Good bank just wish they had lending overdraft and to help build credit rating Reviewed on: 16th April 2026

Great interest rates and easy to use

Great interest rates and easy to use Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Current Account
from Santander 4.02 from 205 reviews
Current Account
from Smile Bank 4.55 from 111 reviews
Current account
from Handelsbanken 4.23 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub