Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

View other Zopa products

4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great savings accounts with good interest rates.

Great savings accounts with good interest rates. Reviewed on: 16th April 2026

Zopa has become the new Monzo! But better.

I’ve started to slowly my banking across to Zopa after hearing about this online. I really like how there are multiple pot options and such fluidity when moving from one to the other. I also love the ease of use for the GIA I’ve opened to. And the open banking element allowing me to draw from or send funds to my linked accounts with other banks is honestly great. I bank with a lot of different banks, legacy banks and fintechs and Zopa is actually my new favourite and I didn’t think Monzo could be beaten. Reviewed on: 16th April 2026

Very good app .

Very good app . Easy to add and withdraw money Reviewed on: 16th April 2026

A Great Newcomer to the world of personal banking.

Zopa provide a very good service with the welcome addition of extremely competitive savings products. They are still building out their offering so I’m sure there are many good things still to come. Including, I hope, joint accounts. Reviewed on: 16th April 2026

The savings hub is really competitive with over 7% p...

The savings hub is really competitive with over 7% paid on savings. I loved the card delivery. It was in a really clever envelope and the card itself is better made than all my other cards. Sure it will wear very well. Reviewed on: 16th April 2026

Good interest rate is the main benefit

Good interest rate is the main benefit Reviewed on: 16th April 2026

Really simple to use and good offers.

Really simple to use and good offers. Quick setup too Reviewed on: 16th April 2026

Really good interest rates.

Really good interest rates. Easy to set up and really simple app to use. Card arrived quickly and links to Google wallet. Chose it for the regular savings account and increasingly use it for other things too. Reviewed on: 16th April 2026

Zopa is great

I’ve had a really positive experience using this online bank. Signing up was quick and straightforward, and everything is managed easily through the app, which is clean, user-friendly, and reliable. What stands out most is how smooth everything runs day to day. Payments go through quickly, checking balances or tracking spending is simple, and I like having full control of my account anytime without needing to visit a branch. Even though it’s fully digital, customer support has been responsive and helpful whenever I’ve needed it. It’s easy to get assistance through the app, and issues are handled efficiently. Overall, it’s a convenient and modern banking option that fits perfectly with managing finances on the go. I’d definitely recommend it to anyone looking for a hassle-free online banking experience. Reviewed on: 16th April 2026

Fast,efficient and loyal bank,Zopa delivers instantl...

Fast,efficient and loyal bank,Zopa delivers instantly and they stick to their word.This is the best bank I have ever had Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday account
from NatWest 4.37 from 2143 reviews
Current account
from CAF Bank 2.23 from 65 reviews
Reward Platinum account
from NatWest 4.67 from 453 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub