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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

A Great Newcomer to the world of personal banking.

Zopa provide a very good service with the welcome addition of extremely competitive savings products. They are still building out their offering so I’m sure there are many good things still to come. Including, I hope, joint accounts. Reviewed on: 16th April 2026

The savings hub is really competitive with over 7% p...

The savings hub is really competitive with over 7% paid on savings. I loved the card delivery. It was in a really clever envelope and the card itself is better made than all my other cards. Sure it will wear very well. Reviewed on: 16th April 2026

Good interest rate is the main benefit

Good interest rate is the main benefit Reviewed on: 16th April 2026

Really simple to use and good offers.

Really simple to use and good offers. Quick setup too Reviewed on: 16th April 2026

Really good interest rates.

Really good interest rates. Easy to set up and really simple app to use. Card arrived quickly and links to Google wallet. Chose it for the regular savings account and increasingly use it for other things too. Reviewed on: 16th April 2026

Zopa is great

I’ve had a really positive experience using this online bank. Signing up was quick and straightforward, and everything is managed easily through the app, which is clean, user-friendly, and reliable. What stands out most is how smooth everything runs day to day. Payments go through quickly, checking balances or tracking spending is simple, and I like having full control of my account anytime without needing to visit a branch. Even though it’s fully digital, customer support has been responsive and helpful whenever I’ve needed it. It’s easy to get assistance through the app, and issues are handled efficiently. Overall, it’s a convenient and modern banking option that fits perfectly with managing finances on the go. I’d definitely recommend it to anyone looking for a hassle-free online banking experience. Reviewed on: 16th April 2026

Fast,efficient and loyal bank,Zopa delivers instantl...

Fast,efficient and loyal bank,Zopa delivers instantly and they stick to their word.This is the best bank I have ever had Reviewed on: 16th April 2026

Good bank

Good bank just wish they had lending overdraft and to help build credit rating Reviewed on: 16th April 2026

Great interest rates and easy to use

Great interest rates and easy to use Reviewed on: 16th April 2026

Great interest rates & cashback offers!

Great interest rates & cashback offers! Reviewed on: 16th April 2026

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