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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
84% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great online account.

5
So easy to open accounts online, excellent accounts available… all with great interest rates. Good communications via the app. Got a reward for recommending a friend, who also got a reward for opening her account… Brilliant Reviewed on: 16th April 2026

Excellent account

5
Easy to use and it zaps the money quickly from your accounts before you can change your mind it’s a very good savings account not to talk of the % Reviewed on: 16th April 2026

Simple to use and rewarding too!

5
Simple to use and rewarding too! Reviewed on: 16th April 2026

Hassle free banking, good interest rates, easy app

5
Hassle free banking, good interest rates, easy app Reviewed on: 16th April 2026

Very good app easy to use

5
Very good app easy to use. Good interest rate. Reviewed on: 16th April 2026

Superb customer friendly and convenient.

5
Superb customer friendly and convenient. Reviewed on: 16th April 2026

Quick response, friendly service.

5
Quick response, friendly service. Reviewed on: 16th April 2026

''Very satisfied with Zopa Bank''

5
I am so satisfied with Zopa bank account. I sent to my friend the link to join Zopa bank, who has sign up his account. He's so satisfied with his account too. I will recommend Zopa bank to others friends and family again. We received our benefits in the same day. Thank you so much for your help and support! Reviewed on: 16th April 2026

Say yes to Yopa

5
Super easy to use app and efficent Reviewed on: 16th April 2026

Overall excellent, good interest rates and easy to t...

5
Overall excellent, good interest rates and easy to transfer money. Reviewed on: 16th April 2026

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