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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Speedy Transactions

It is a fast and simple system to do transactions on whether internally or outside your account. Reviewed on: 16th April 2026

Really good experience

I’ve never had any issues with Zopa, the biscuit account is great with the best interest I’ve seen! Reviewed on: 16th April 2026

I moved my banking and savings to Zopa from a big ba...

I moved my banking and savings to Zopa from a big bank and I’m very pleased with getting interest on both Reviewed on: 16th April 2026

Very easy to use biscuit.

Very easy to use biscuit. Paying in and drawing out simple Reviewed on: 16th April 2026

I have always found it an easy app to use and great...

I have always found it an easy app to use and great for managing my finances. Reviewed on: 16th April 2026

Great online bank

Easy to deposit and access money Reviewed on: 16th April 2026

Zopa offers market leading savings account interest...

Zopa offers market leading savings account interest rates, sends good informative phone app notifications, instant faster bank transfer payments, customer service messaging service giving prompt replies, everything a customer needs Reviewed on: 16th April 2026

Zopa Review

Straightforward application process, simple funds deposit & withdrawal process, easy to use App, excellent customer service dealing with any query, good rate of interest. What more could an investor want? Reviewed on: 16th April 2026

Tech is great.

Tech is great. Customer service is very efficient Reviewed on: 16th April 2026

Great online account.

So easy to open accounts online, excellent accounts available… all with great interest rates. Good communications via the app. Got a reward for recommending a friend, who also got a reward for opening her account… Brilliant Reviewed on: 16th April 2026

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