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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Good bank

Good bank just wish they had lending overdraft and to help build credit rating Reviewed on: 16th April 2026

Great interest rates and easy to use

Great interest rates and easy to use Reviewed on: 16th April 2026

Great interest rates & cashback offers!

Great interest rates & cashback offers! Reviewed on: 16th April 2026

Speedy Transactions

It is a fast and simple system to do transactions on whether internally or outside your account. Reviewed on: 16th April 2026

Really good experience

I’ve never had any issues with Zopa, the biscuit account is great with the best interest I’ve seen! Reviewed on: 16th April 2026

I moved my banking and savings to Zopa from a big ba...

I moved my banking and savings to Zopa from a big bank and I’m very pleased with getting interest on both Reviewed on: 16th April 2026

Very easy to use biscuit.

Very easy to use biscuit. Paying in and drawing out simple Reviewed on: 16th April 2026

I have always found it an easy app to use and great...

I have always found it an easy app to use and great for managing my finances. Reviewed on: 16th April 2026

Great online bank

Easy to deposit and access money Reviewed on: 16th April 2026

Zopa offers market leading savings account interest...

Zopa offers market leading savings account interest rates, sends good informative phone app notifications, instant faster bank transfer payments, customer service messaging service giving prompt replies, everything a customer needs Reviewed on: 16th April 2026

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Alternative products

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