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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Good banking app experience

Easy to open, app is good and having the ability to open different savings pots is a plus. Earning interest in a current account is a positive bonus. Not had to deal with any issues so can't comment on their ease of contact or customer service. Disappointing though is their ISA interest and don't feel it is competitive enough. Reviewed on: 16th April 2026

Very smooth, easy to use.

Very smooth, easy to use. Easy to manage, makes banking simple like it should be. Reviewed on: 16th April 2026

Awesome!

Awesome! good customer retention strategy Reviewed on: 16th April 2026

Takes the biscuit Easy to set up and use

Easy to set up and use.. just the right level of contact Reviewed on: 16th April 2026

Easy to open an account.

Easy to open an account. Interest on current account. Easy to manage using app. Reviewed on: 16th April 2026

I had a good experience with Zopa.

I had a good experience with Zopa. Reviewed on: 16th April 2026

Excellent highly recommended.

Excellent highly recommended. Great interest rate and App. Reviewed on: 16th April 2026

Amazing Zopa

Zopa are amazing, I’m so glad I choose to bank with them, amazing interest rates to on both ISA and even a current account with interest Reviewed on: 16th April 2026

Easy to set up, goods communication no problems so far!

Easy to set up, goods communication no problems so far! Reviewed on: 16th April 2026

Great APP, so easy to use.

Great APP, so easy to use. Customer service are brilliant! Reviewed on: 16th April 2026

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