Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

View other Zopa products

4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

New customer

Very quick and convenient to open a new account Reviewed on: 16th April 2026

Just find it amazing, would recommend to others

Just find it amazing, would recommend to others Reviewed on: 16th April 2026

Superb service.

Excellent service and market leading rates- what’s not to like Reviewed on: 16th April 2026

Top Services

Transaction are always fast and I never have any reason to use Customer services because no glitch so far. Reviewed on: 16th April 2026

Easy account opening, attractive interest rates & th...

Easy account opening, attractive interest rates & the app has great features that aren’t offered by competitors. . Reviewed on: 16th April 2026

It’s the best banking app I know.

Its the best banking app I know. It’s such a clear, well laid out App…love using it, just very up to date & funky looking. It also tells you exactly what you need to do to get the higher interest rates, best offers etc. Love the 2% cashback on bills & it’s so easy to send or transfer money. The interest rate on savings was the best on the market when I joined & am very pleased with that. It’s also possible to save in different pits for separate occasions, great facility. In essence; brilliant interest rates, cashback on direct debits and extremely user friendly interface. Reviewed on: 16th April 2026

Great App even better interest rates

Great App even better interest rates Reviewed on: 16th April 2026

Excellent savings rate, really good experiences so far

Excellent savings rate, really good experiences so far Reviewed on: 16th April 2026

So far, no problems!

So far, no problems! Good app, easy to use. Funds transfer quickly. That's all I have to say! Reviewed on: 16th April 2026

Having been a loyal client for several years, I feel...

Having been a loyal client for several years, I feel compelled to share my profound appreciation for the consistently exceptional service provided by this institution. What truly distinguishes them in the UK’s competitive financial landscape is their unwavering reliability and the remarkable way they have evolved without ever compromising their core values of integrity and excellence. Throughout our long-standing relationship, they have demonstrated an unparalleled ability to anticipate my financial needs with precision and care. Their team doesn't just process transactions; they cultivate genuine partnerships, offering astute guidance and support that has been instrumental to my financial well-being. It is rare to find an organization that maintains such a high caliber of professionalism while remaining so deeply approachable and human-centric. They are, without a doubt, a benchmark for excellence in modern banking, and I look forward to many more years of continued collaboration." Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Multi-Currency Debit Card
from iFAST Global Bank 4.63 from 74 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Current Account
from Allied Irish Bank - AIB 3.78 from 16 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub