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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Awesome!

Awesome! good customer retention strategy Reviewed on: 16th April 2026

Takes the biscuit Easy to set up and use

Easy to set up and use.. just the right level of contact Reviewed on: 16th April 2026

Easy to open an account.

Easy to open an account. Interest on current account. Easy to manage using app. Reviewed on: 16th April 2026

I had a good experience with Zopa.

I had a good experience with Zopa. Reviewed on: 16th April 2026

Excellent highly recommended.

Excellent highly recommended. Great interest rate and App. Reviewed on: 16th April 2026

Amazing Zopa

Zopa are amazing, I’m so glad I choose to bank with them, amazing interest rates to on both ISA and even a current account with interest Reviewed on: 16th April 2026

Easy to set up, goods communication no problems so far!

Easy to set up, goods communication no problems so far! Reviewed on: 16th April 2026

Great APP, so easy to use.

Great APP, so easy to use. Customer service are brilliant! Reviewed on: 16th April 2026

Great range of services, good interest rates.

I have only needed to contact Zopa once, and the person I spoke to was very helpful. Reviewed on: 16th April 2026

Great banking app.

Great banking app. Very informative and I know what is coming up the next day. Interest rates are great which I can’t beat Reviewed on: 16th April 2026

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