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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Easy to sign up, products super easy to access and g...

Easy to sign up, products super easy to access and great saving rates Reviewed on: 16th April 2026

Cannot fault, not one bit

Incredibly supportive. Great customer service. Amazing savings account. Whenever I’ve had an issue they reply back efficiently and have great information. Any changes to ny account they are quick to notify too. Reviewed on: 16th April 2026

Excellent user experience and interest rate

Very easy to open the account and has a great interest rate Reviewed on: 16th April 2026

Very happy with service recieved

Very happy with service recieved Reviewed on: 16th April 2026

Easy to apply for and easy to use the app, I love be...

Easy to apply for and easy to use the app, I love being able to create savings buckets Reviewed on: 16th April 2026

I joined after been referred by a friend and so far...

I joined after been referred by a friend and so far i love it and would reccomend zopa to everyone else Reviewed on: 16th April 2026

Rewarding Experience

Easy app to navigate. Good interest rates. Reviewed on: 16th April 2026

Easy to use app, Good interest rate

Easy to open and utilise a Zopa account online. Great rate for regular savings account. Reviewed on: 16th April 2026

Excellent app, easy to use and understand

Excellent app, easy to use and understand - very intuitive.. Zopa also offers very good interest rates. Nothing to complain about to date - my partner also has a Zopa account and is very happy with it. Reviewed on: 16th April 2026

From opening this account

From opening this account, through using it to pay via Apple Pay to investing in their generous fix savings account, everything has been seamless. Excellent banking experience- thank you Reviewed on: 16th April 2026

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