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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Just started

Easy to apply nice packaging. Hope the customer service is excellent Reviewed on: 16th April 2026

Have found the Zopa app easy to use and the chat fun...

Have found the Zopa app easy to use and the chat function. Downloaded the app from the Marting Lewis link which promoted £15. This arrived quickly into my account. Reviewed on: 16th April 2026

Excellent service and accounts would recommend to all

Excellent service and accounts would recommend to all Reviewed on: 16th April 2026

Great rates linked to the current account

Great rates linked to the current account Reviewed on: 16th April 2026

Easy to open and Great saving rates

Account easy to open and straight forward to navigate the app to find what you need, they keep you upto date with all your in's and out from your account and fantastic rates for your savings. Reviewed on: 16th April 2026

Easy to use app

I have never had any problesm using th app and have never had to call upon customer service. When one of my payments was missed. Zopa reported this to me and explained it was an error their end. I have never had any problems using the app and have never had call to use customer service. Reviewed on: 16th April 2026

banking app is intuitive and responsive, live chat t...

banking app is intuitive and responsive, live chat team very helpful and even won about £150 in a prize draw! Reviewed on: 16th April 2026

The best current and saver account out there!!

The current account was easily opened online, the linked saver has an excellent interest rate, it really easy to open savings pots and the add is very simple to navigate! Reviewed on: 16th April 2026

Excellent, hassle free, experience

Excellent, hassle free, experience Reviewed on: 16th April 2026

Quick and easy to open an account.

Quick and easy to open an account. Managed to open a few pots Reviewed on: 16th April 2026

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