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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent service and accounts would recommend to all

Excellent service and accounts would recommend to all Reviewed on: 16th April 2026

Great rates linked to the current account

Great rates linked to the current account Reviewed on: 16th April 2026

Easy to open and Great saving rates

Account easy to open and straight forward to navigate the app to find what you need, they keep you upto date with all your in's and out from your account and fantastic rates for your savings. Reviewed on: 16th April 2026

Easy to use app

I have never had any problesm using th app and have never had to call upon customer service. When one of my payments was missed. Zopa reported this to me and explained it was an error their end. I have never had any problems using the app and have never had call to use customer service. Reviewed on: 16th April 2026

banking app is intuitive and responsive, live chat t...

banking app is intuitive and responsive, live chat team very helpful and even won about £150 in a prize draw! Reviewed on: 16th April 2026

The best current and saver account out there!!

The current account was easily opened online, the linked saver has an excellent interest rate, it really easy to open savings pots and the add is very simple to navigate! Reviewed on: 16th April 2026

Excellent, hassle free, experience

Excellent, hassle free, experience Reviewed on: 16th April 2026

Quick and easy to open an account.

Quick and easy to open an account. Managed to open a few pots Reviewed on: 16th April 2026

A good bank with some nice tech features

A good bank with some nice tech features Reviewed on: 16th April 2026

Excellent product and service.

Excellent product and service. Current account and saving accounts provide competitive interest rates. Reviewed on: 16th April 2026

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