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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Money in and out happens in less then 1 min.

Money in and out happens in less then 1 min. Biscuit account is very good for cashback on utility bills. Reviewed on: 16th April 2026

The app is second to none

The app is second to none. So user friendly Reviewed on: 16th April 2026

Good savings rate plus opportunity for boosting your...

Good savings rate plus opportunity for boosting your rate. Reviewed on: 16th April 2026

It was very quick and easy to register and my card c...

It was very quick and easy to register and my card came within the week. Plus I got £15 from them which made it even sweeter. Reviewed on: 16th April 2026

Easy to set up and use, helpful staff when card comp...

Easy to set up and use, helpful staff when card compromised Reviewed on: 16th April 2026

Highly recommend Biscuit

Quick replies to online chat from a human.The biscuit account gives cash back on household bills. It's easy to transfer money between accounts. You can put savings each month into a regular saver with a 7% interest rate. They also have an introductory higher rate for a savings account. Reviewed on: 16th April 2026

App easy to use, nice 7% on savings.

App easy to use, nice 7% on savings. Reviewed on: 16th April 2026

Great savings rates,decent customer service

Great savings rates,decent customer service Reviewed on: 16th April 2026

I love the app-probably my favourite of all banks an...

I love the app-probably my favourite of all banks and I’ve used a lot! The interest rates are excellent and the Bank is a hole is very good value for money Reviewed on: 16th April 2026

The customer service I received was nothing short of...

The customer service I received was nothing short of amazing. Very helpful and straight to point, couldn’t ask for much more Reviewed on: 16th April 2026

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