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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good savings rate plus opportunity for boosting your...

Good savings rate plus opportunity for boosting your rate. Reviewed on: 16th April 2026

It was very quick and easy to register and my card c...

It was very quick and easy to register and my card came within the week. Plus I got £15 from them which made it even sweeter. Reviewed on: 16th April 2026

Easy to set up and use, helpful staff when card comp...

Easy to set up and use, helpful staff when card compromised Reviewed on: 16th April 2026

Highly recommend Biscuit

Quick replies to online chat from a human.The biscuit account gives cash back on household bills. It's easy to transfer money between accounts. You can put savings each month into a regular saver with a 7% interest rate. They also have an introductory higher rate for a savings account. Reviewed on: 16th April 2026

App easy to use, nice 7% on savings.

App easy to use, nice 7% on savings. Reviewed on: 16th April 2026

Great savings rates,decent customer service

Great savings rates,decent customer service Reviewed on: 16th April 2026

I love the app-probably my favourite of all banks an...

I love the app-probably my favourite of all banks and I’ve used a lot! The interest rates are excellent and the Bank is a hole is very good value for money Reviewed on: 16th April 2026

The customer service I received was nothing short of...

The customer service I received was nothing short of amazing. Very helpful and straight to point, couldn’t ask for much more Reviewed on: 16th April 2026

Just started

Easy to apply nice packaging. Hope the customer service is excellent Reviewed on: 16th April 2026

Have found the Zopa app easy to use and the chat fun...

Have found the Zopa app easy to use and the chat function. Downloaded the app from the Marting Lewis link which promoted £15. This arrived quickly into my account. Reviewed on: 16th April 2026

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