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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Best thing read and butter since sliced bread

Best thing since sliced bread well worth it Reviewed on: 16th April 2026

They have been very helpful whenever there has been...

They have been very helpful whenever there has been a problem! Anytime I've needed help it's been less than a fiver minute wait to talk to a person! Would recommend this bank to anyone looking for a bills cashback or regular saver! Reviewed on: 16th April 2026

Excellent customer service and value

Excellent customer service and value Reviewed on: 16th April 2026

Just does everything you want.

Just does everything you want. Straightforward, good rewards, highly recommended. Reviewed on: 16th April 2026

There's a lot of INTEREST in a ZOPA account!

An App that is easy to navigate and works every time. Advance notice of direct debits is very useful. Quick transfers and payments in and out. ISA options are very good too. And all very INTERESTING! Reviewed on: 16th April 2026

Very impressive bank account with great interest rat...

Very impressive bank account with great interest rates as a uni student, refer a friend scheme was amazing aswell as a struggling uni student, recommend to all my friends at university to help all of us a little more!!! highly recommend Reviewed on: 16th April 2026

Zopa, an easy way to make the most of your money

Zopa is easy to use and a pleasure to bank with Reviewed on: 16th April 2026

Excellent

Excellent would recommend to other people Reviewed on: 16th April 2026

clear accross all queries and good rates on all acco...

clear accross all queries and good rates on all accounts that I have. Easily accessible to basic app users. Reviewed on: 16th April 2026

The best bank in uk at the moment give me value for...

The best bank in uk at the moment give me value for money Reviewed on: 16th April 2026

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