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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent customer service and value

Excellent customer service and value Reviewed on: 16th April 2026

Just does everything you want.

Just does everything you want. Straightforward, good rewards, highly recommended. Reviewed on: 16th April 2026

There's a lot of INTEREST in a ZOPA account!

An App that is easy to navigate and works every time. Advance notice of direct debits is very useful. Quick transfers and payments in and out. ISA options are very good too. And all very INTERESTING! Reviewed on: 16th April 2026

Very impressive bank account with great interest rat...

Very impressive bank account with great interest rates as a uni student, refer a friend scheme was amazing aswell as a struggling uni student, recommend to all my friends at university to help all of us a little more!!! highly recommend Reviewed on: 16th April 2026

Zopa, an easy way to make the most of your money

Zopa is easy to use and a pleasure to bank with Reviewed on: 16th April 2026

Excellent

Excellent would recommend to other people Reviewed on: 16th April 2026

clear accross all queries and good rates on all acco...

clear accross all queries and good rates on all accounts that I have. Easily accessible to basic app users. Reviewed on: 16th April 2026

The best bank in uk at the moment give me value for...

The best bank in uk at the moment give me value for money Reviewed on: 16th April 2026

Money in and out happens in less then 1 min.

Money in and out happens in less then 1 min. Biscuit account is very good for cashback on utility bills. Reviewed on: 16th April 2026

The app is second to none

The app is second to none. So user friendly Reviewed on: 16th April 2026

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