Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

View other Zopa products

4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Banking made easy and fun!

The app is great - easy to navigate, provides all the deatils and tips you need to manage your money. Reviewed on: 16th April 2026

Excellent customer service.

Excellent customer service. Efficient app. Good products offered. Reviewed on: 16th April 2026

Saving made easy.

Saving made easy. It’s easy to have different pots and select different interest rates depending on what I want to do with my money. Reviewed on: 16th April 2026

Super easy to open an account and I really enjoy the...

Super easy to open an account and I really enjoy the high interest rates. Reviewed on: 16th April 2026

A great bank to save with.

I love my Zopa biscuit account: great boosted interest rate; easy to operate all my Zopa accounts through their app. I wouldn’t hesitate to recommend them Reviewed on: 16th April 2026

Very easy to use great rates love it !

Very easy to use great rates love it ! Reviewed on: 16th April 2026

Easy to set up and use, with many useful features.

The app is easy to use, and the account has many useful features such as interest paid on the whole balance, being able to make payments from other linked accounts and access to a selection of savings accounts with above average interest rates. I've not had cause to contact them except for a question about a product (which was answered satisfactorily by the bots), but they seem to be constantly adding new features and trying to improve both the products and the app Reviewed on: 16th April 2026

So simple to navigate all the pages

So simple to navigate all the pages Reviewed on: 16th April 2026

Transfers

Sometimes slow on transfers both going in and out of the account Reviewed on: 16th April 2026

Amazing service, would recommend 100%

Amazing service, would recommend 100% Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account (discontinued)
from Tesco Bank 4.41 from 70 reviews
FlexAccount
from Nationwide 4.63 from 1114 reviews
Graduate Current Account
from Bank of Ireland 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub