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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Super easy to open an account and I really enjoy the...

Super easy to open an account and I really enjoy the high interest rates. Reviewed on: 16th April 2026

A great bank to save with.

I love my Zopa biscuit account: great boosted interest rate; easy to operate all my Zopa accounts through their app. I wouldn’t hesitate to recommend them Reviewed on: 16th April 2026

Very easy to use great rates love it !

Very easy to use great rates love it ! Reviewed on: 16th April 2026

Easy to set up and use, with many useful features.

The app is easy to use, and the account has many useful features such as interest paid on the whole balance, being able to make payments from other linked accounts and access to a selection of savings accounts with above average interest rates. I've not had cause to contact them except for a question about a product (which was answered satisfactorily by the bots), but they seem to be constantly adding new features and trying to improve both the products and the app Reviewed on: 16th April 2026

So simple to navigate all the pages

So simple to navigate all the pages Reviewed on: 16th April 2026

Transfers

Sometimes slow on transfers both going in and out of the account Reviewed on: 16th April 2026

Amazing service, would recommend 100%

Amazing service, would recommend 100% Reviewed on: 16th April 2026

Best thing read and butter since sliced bread

Best thing since sliced bread well worth it Reviewed on: 16th April 2026

They have been very helpful whenever there has been...

They have been very helpful whenever there has been a problem! Anytime I've needed help it's been less than a fiver minute wait to talk to a person! Would recommend this bank to anyone looking for a bills cashback or regular saver! Reviewed on: 16th April 2026

Excellent customer service and value

Excellent customer service and value Reviewed on: 16th April 2026

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