Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

View other Zopa products

4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Saving made easy.

Saving made easy. It’s easy to have different pots and select different interest rates depending on what I want to do with my money. Reviewed on: 16th April 2026

Super easy to open an account and I really enjoy the...

Super easy to open an account and I really enjoy the high interest rates. Reviewed on: 16th April 2026

A great bank to save with.

I love my Zopa biscuit account: great boosted interest rate; easy to operate all my Zopa accounts through their app. I wouldn’t hesitate to recommend them Reviewed on: 16th April 2026

Very easy to use great rates love it !

Very easy to use great rates love it ! Reviewed on: 16th April 2026

Easy to set up and use, with many useful features.

The app is easy to use, and the account has many useful features such as interest paid on the whole balance, being able to make payments from other linked accounts and access to a selection of savings accounts with above average interest rates. I've not had cause to contact them except for a question about a product (which was answered satisfactorily by the bots), but they seem to be constantly adding new features and trying to improve both the products and the app Reviewed on: 16th April 2026

So simple to navigate all the pages

So simple to navigate all the pages Reviewed on: 16th April 2026

Transfers

Sometimes slow on transfers both going in and out of the account Reviewed on: 16th April 2026

Amazing service, would recommend 100%

Amazing service, would recommend 100% Reviewed on: 16th April 2026

Best thing read and butter since sliced bread

Best thing since sliced bread well worth it Reviewed on: 16th April 2026

They have been very helpful whenever there has been...

They have been very helpful whenever there has been a problem! Anytime I've needed help it's been less than a fiver minute wait to talk to a person! Would recommend this bank to anyone looking for a bills cashback or regular saver! Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Basic current account
from Santander 4.35 from 332 reviews
ufirstgold Account
from Ulster Bank 3.98 from 5 reviews
Reward Platinum Account
from NatWest 4.61 from 451 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub