Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

View other Zopa products

4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Never had any problems glad I opened an account

Never had any problems glad I opened an account Reviewed on: 16th April 2026

Got referred by a friend.

Got referred by a friend. Great savings account. Also referred someone else due to this Reviewed on: 16th April 2026

Lovely bank

Good interest rate for saving, good design (app, card ) and easy to operate money on my account. Reviewed on: 16th April 2026

Excellent bank!

Excellent bank! Great interest rates, accessible app and helpful customer service. The debit card is pretty as well!! Reviewed on: 16th April 2026

A great bank to deal with

Great feedback to queries, great interest rate. I was unsure initially as I didn’t know much about Zopa but am now really impressed. Reviewed on: 16th April 2026

Excellent service, great rates,easy to use their app...

Excellent service, great rates,easy to use their app, easy to transfer monies Reviewed on: 16th April 2026

Good app, great rates

I really like their simple, clear yet informative app and the interest rates they offer Reviewed on: 16th April 2026

Amazing Bank!

Amazing Bank, it more than doubled my old bank current accounts interest rate, it offers 2% cashback on Direct Debit upto £30. It also has a regular savings account at 7.1% and cash ISA at 4.16% fixed for 1 year. I would definitely recommend this bank to anyone that will listen to me Reviewed on: 16th April 2026

Great service great interest for savings

Great service great interest for savings Reviewed on: 16th April 2026

Great bank.

Great bank. Good service. Excellent rates. Easy to use Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Post Office 3.60 from 4 reviews
Classic account (discontinued)
from TSB 3.90 from 203 reviews
Student Current Account
from RBS 4.05 from 13 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub