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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

First experience with online banking, I've had great...

First experience with online banking, I've had great service no major issues very impressed Reviewed on: 9th February 2026

Zopa very fast and effient to say the least

Zopa very fast and effient to say the least Reviewed on: 9th February 2026

Very good happy with all the coustomer services

Very good happy with all the coustomer services Reviewed on: 9th February 2026

It’s a good bank.

It’s a good bank. I’ve just started with the investment offer which was well explained before subscribing and all warnings were made clear. I’ve still to start saving at the good interest rate on offer, unfortunately I’m skint at the moment. Reviewed on: 9th February 2026

Fantastic bank really helpful good customer service

Fantastic bank really helpful good customer service Reviewed on: 9th February 2026

Easy to deal with and transfers are made simple.

Easy to deal with and transfers are made simple. Reviewed on: 9th February 2026

Zopa accounts

Good customer service and. Easy to use website. App cool. Reviewed on: 9th February 2026

Great communication.

Great communication. Fantastic rates of interest. Reviewed on: 9th February 2026

Everything works perfectly on the App.

Everything works perfectly on the App. The information on each account let's me know exactly where I am up with my finances. Reviewed on: 9th February 2026

Easy to apply and a good interest rate

Very easy to use the app, process for opening an account was straightforward and quick and I am pleased with the rate on the regular saver that I have opened. Reviewed on: 9th February 2026

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