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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Simple to use.

Simple to use. The interest rates are thr best on the market. I love saving and banking with Zopa. Great products. Reviewed on: 9th February 2026

All excellent good app easy to navigate around and m...

All excellent good app easy to navigate around and move money Ph Reviewed on: 9th February 2026

Zopa offers the best value at the moment based on wh...

Zopa offers the best value at the moment based on what I've seen in the market on current and savings accounts. App is easy to use too! Reviewed on: 9th February 2026

Very easy to open account everything explained reall...

Very easy to open account everything explained really well card arrived quickly and safely Reviewed on: 9th February 2026

Always easy to use and effective

Always easy to use and effective Reviewed on: 9th February 2026

Excellent

It is very convenient to open an account with attractive interest rates. Excellent customer service as well. Reviewed on: 9th February 2026

Zopa seems better than my normal bank.

Zopa seems better than my normal bank. More up to the times and great customer service Reviewed on: 9th February 2026

Fantastic rates on saving and current accounts.

Fantastic rates on saving and current accounts. Reviewed on: 9th February 2026

Not had to deal with customer services but the appni...

Not had to deal with customer services but the appnis easy tonuse and great interestvrate on savings Reviewed on: 9th February 2026

First experience with online banking, I've had great...

First experience with online banking, I've had great service no major issues very impressed Reviewed on: 9th February 2026

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