Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
63% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

Very efficient and cash back on direct debits , hap...

5
Very efficient and cash back on direct debits , happy days. Reviewed on: 9th February 2026

It’s always great!

5
It’s always great! Wish all banks were the same!!!!!!! Love the app. Reviewed on: 9th February 2026

Easy to use and proffessional clear app

5
Easy to use and proffessional clear app Reviewed on: 9th February 2026

High rates of interest and really clear app

5
High rates of interest and really clear app Reviewed on: 9th February 2026

It’s been as smooth process to set up the accounts a...

5
It’s been as smooth process to set up the accounts and I’ve had no difficulties yet. Reviewed on: 9th February 2026

Never to much trouble great customer service

5
Never to much trouble great customer service Reviewed on: 9th February 2026

GOOD APP

5
its very simple and easy to use. I liked it alot it gives a really nice interest Reviewed on: 9th February 2026

Easy bank

5
Very easy to use and understand. Friendly and nothing is any trouble Reviewed on: 9th February 2026

Always be very good even when you started with them...

5
Always be very good even when you started with them I have not had a problem with them Reviewed on: 9th February 2026

Easy to use easy to set up great bank

5
Easy to use easy to set up great bank Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa
    View all products