Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Zopa very fast and effient to say the least

Zopa very fast and effient to say the least Reviewed on: 9th February 2026

Very good happy with all the coustomer services

Very good happy with all the coustomer services Reviewed on: 9th February 2026

It’s a good bank.

It’s a good bank. I’ve just started with the investment offer which was well explained before subscribing and all warnings were made clear. I’ve still to start saving at the good interest rate on offer, unfortunately I’m skint at the moment. Reviewed on: 9th February 2026

Fantastic bank really helpful good customer service

Fantastic bank really helpful good customer service Reviewed on: 9th February 2026

Easy to deal with and transfers are made simple.

Easy to deal with and transfers are made simple. Reviewed on: 9th February 2026

Zopa accounts

Good customer service and. Easy to use website. App cool. Reviewed on: 9th February 2026

Great communication.

Great communication. Fantastic rates of interest. Reviewed on: 9th February 2026

Everything works perfectly on the App.

Everything works perfectly on the App. The information on each account let's me know exactly where I am up with my finances. Reviewed on: 9th February 2026

Easy to apply and a good interest rate

Very easy to use the app, process for opening an account was straightforward and quick and I am pleased with the rate on the regular saver that I have opened. Reviewed on: 9th February 2026

Very efficient and cash back on direct debits , hap...

Very efficient and cash back on direct debits , happy days. Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

ufirstgold Account
from Ulster Bank 3.98 from 5 reviews
Current account
from Card One Money 3.54 from 4 reviews
Current account
from LHV Bank 4.49 from 35 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub