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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Fantastic rates on saving and current accounts.

Fantastic rates on saving and current accounts. Reviewed on: 9th February 2026

Not had to deal with customer services but the appni...

Not had to deal with customer services but the appnis easy tonuse and great interestvrate on savings Reviewed on: 9th February 2026

First experience with online banking, I've had great...

First experience with online banking, I've had great service no major issues very impressed Reviewed on: 9th February 2026

Zopa very fast and effient to say the least

Zopa very fast and effient to say the least Reviewed on: 9th February 2026

Very good happy with all the coustomer services

Very good happy with all the coustomer services Reviewed on: 9th February 2026

It’s a good bank.

It’s a good bank. I’ve just started with the investment offer which was well explained before subscribing and all warnings were made clear. I’ve still to start saving at the good interest rate on offer, unfortunately I’m skint at the moment. Reviewed on: 9th February 2026

Fantastic bank really helpful good customer service

Fantastic bank really helpful good customer service Reviewed on: 9th February 2026

Easy to deal with and transfers are made simple.

Easy to deal with and transfers are made simple. Reviewed on: 9th February 2026

Zopa accounts

Good customer service and. Easy to use website. App cool. Reviewed on: 9th February 2026

Great communication.

Great communication. Fantastic rates of interest. Reviewed on: 9th February 2026

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Alternative products

Current Account
from Algbra 3.98 from 2 reviews
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from Nationwide 4.62 from 1114 reviews
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