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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great interest rates.

Great interest rates. Fast responses to queries sent to customer service. Reviewed on: 9th February 2026

Excellent , friendly & helpful , keep going

Excellent , friendly & helpful , keep going Reviewed on: 9th February 2026

I found opening and maintaining my account to be a...

I found opening and maintaining my account to be a simple, understandable process Reviewed on: 9th February 2026

Excellent service easy to apply for loans

Excellent service easy to apply for loans Reviewed on: 9th February 2026

I like zopa easy to use no hassle.

I like zopa easy to use no hassle. Reviewed on: 9th February 2026

Class leading interest rates

Class leading interest rates for saving accounts and features likes pots Reviewed on: 9th February 2026

Easy quick and straightforward ,Highly recommend

Easy quick and straightforward ,Highly recommend Reviewed on: 9th February 2026

Seemless and smooth.

Seemless and smooth. Reliable service with plenty of benefits. Reviewed on: 9th February 2026

Very easy set up and great regular savings rates

Very easy set up and great regular savings rates Reviewed on: 9th February 2026

Zopa as been great with me what ever I ask they can...

Zopa as been great with me what ever I ask they can find a answer for it Reviewed on: 9th February 2026

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