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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Opening up the account was extremely easy and I have...

Opening up the account was extremely easy and I have sent the details on how to open an account to around 5 other people. The only thing I would suggest is that for accounts where you can only add in a certain amount each month allow notifications on when you can next add in money. Reviewed on: 9th February 2026

Great credit card and bank account

Great credit card and bank account Reviewed on: 9th February 2026

Best service provider I have ever used

Best service provider I have ever used Reviewed on: 9th February 2026

Great experience

Perfect really pleased with my account very efficient and speedy delivery of my card so huge thank you I am delighted to have the account set up and I wouldn’t hesitate to to recommend to my friends. Everything went smoothly from start to ginish Reviewed on: 9th February 2026

Best online bank

Easy to use app. Great interest rates. Reviewed on: 9th February 2026

Slick efficient app, great savings rates and service.

Slick efficient app, great savings rates and service. Reviewed on: 9th February 2026

I have been delighted with my Zopa account ever sinc...

I have been delighted with my Zopa account ever since I opened it. It allows me to save in multiple pots which makes managing my finances easy Reviewed on: 9th February 2026

Good customer service & good range of products & goo...

Good customer service & good range of products & good rates Reviewed on: 9th February 2026

It’s been great honestly, when I started with the I...

It’s been great honestly, when I started with the I didn’t expect the high quality of customer service and usage of the bank but I must say there is literally no difference between zopa bank and a mainstream bank Reviewed on: 9th February 2026

Very good service I’m very happy

Very good service I’m very happy Reviewed on: 9th February 2026

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