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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Best service provider I have ever used

Best service provider I have ever used Reviewed on: 9th February 2026

Great experience

Perfect really pleased with my account very efficient and speedy delivery of my card so huge thank you I am delighted to have the account set up and I wouldn’t hesitate to to recommend to my friends. Everything went smoothly from start to ginish Reviewed on: 9th February 2026

Best online bank

Easy to use app. Great interest rates. Reviewed on: 9th February 2026

Slick efficient app, great savings rates and service.

Slick efficient app, great savings rates and service. Reviewed on: 9th February 2026

I have been delighted with my Zopa account ever sinc...

I have been delighted with my Zopa account ever since I opened it. It allows me to save in multiple pots which makes managing my finances easy Reviewed on: 9th February 2026

Good customer service & good range of products & goo...

Good customer service & good range of products & good rates Reviewed on: 9th February 2026

It’s been great honestly, when I started with the I...

It’s been great honestly, when I started with the I didn’t expect the high quality of customer service and usage of the bank but I must say there is literally no difference between zopa bank and a mainstream bank Reviewed on: 9th February 2026

Very good service I’m very happy

Very good service I’m very happy Reviewed on: 9th February 2026

Very good service for me in life thanks

Very good f excellent customer service or vinoy Reviewed on: 9th February 2026

Always helpful and polite knowledgeable and make sur...

Always helpful and polite knowledgeable and make sure it is the right product Reviewed on: 9th February 2026

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