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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very easy to use and useful features

Very easy to use and useful features Reviewed on: 9th February 2026

5* service from Zopa, excellent customer service also.

5* service from Zopa, excellent customer service also. Reviewed on: 9th February 2026

Great experience

I've had good customer service, it was easy to set up and run the account through the app and great returns too! Reviewed on: 9th February 2026

Good bank I'm happy very nice staf

Good bank I'm happy very nice staf Reviewed on: 9th February 2026

Excellent Service

Every time I have used your services I have been impressed! Reviewed on: 9th February 2026

Great bank

The app is very easy to use. Good interest rates. Great service. Reviewed on: 9th February 2026

Straightforward, never any problems.

Straightforward, never any problems. Reviewed on: 9th February 2026

Love the ease of opening an account

Love the ease of opening an account Reviewed on: 9th February 2026

Opening up the account was extremely easy and I have...

Opening up the account was extremely easy and I have sent the details on how to open an account to around 5 other people. The only thing I would suggest is that for accounts where you can only add in a certain amount each month allow notifications on when you can next add in money. Reviewed on: 9th February 2026

Great credit card and bank account

Great credit card and bank account Reviewed on: 9th February 2026

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