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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Always have had a good experience, when I needed to...

Always have had a good experience, when I needed to talk to customer services they were always helpful and resolved any issues Reviewed on: 9th February 2026

Fantastic!

I opened an account originally due to wanting to take my savings journey seriously. I discovered a great credit card with Zopa too. I couldn’t be happier! Moving money and earning a fantastic AER on savings has never been easier. Reviewed on: 9th February 2026

No problems fast and effective account opening and e...

No problems fast and effective account opening and easy to use App Reviewed on: 9th February 2026

Always helpful and some great offers

Always helpful and some great offers Reviewed on: 9th February 2026

So easy to use app communication fantastic

So easy to use app communication fantastic Reviewed on: 9th February 2026

Simple online banking

Easy set up and online management. Competitive rates and cashback. Reviewed on: 9th February 2026

The biscuit account is so easy to set up and use.

The biscuit account is so easy to set up and use. Love it. Reviewed on: 9th February 2026

Very good service and so easy to use.

Very good service and so easy to use. Have options on how to save to and no obligation to have large savings Reviewed on: 9th February 2026

Praising Zopa

I have been with Zopa for a long time and have always found them friendly efficient and helpful Reviewed on: 9th February 2026

Competitive Rates and a Good App

I’ve enjoyed the competitive savings rates, and found the app well designed and easy to use. it’s been great for managing my day to day spending. Reviewed on: 9th February 2026

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