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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Fantastic!

I opened an account originally due to wanting to take my savings journey seriously. I discovered a great credit card with Zopa too. I couldn’t be happier! Moving money and earning a fantastic AER on savings has never been easier. Reviewed on: 9th February 2026

No problems fast and effective account opening and e...

No problems fast and effective account opening and easy to use App Reviewed on: 9th February 2026

Always helpful and some great offers

Always helpful and some great offers Reviewed on: 9th February 2026

So easy to use app communication fantastic

So easy to use app communication fantastic Reviewed on: 9th February 2026

Simple online banking

Easy set up and online management. Competitive rates and cashback. Reviewed on: 9th February 2026

The biscuit account is so easy to set up and use.

The biscuit account is so easy to set up and use. Love it. Reviewed on: 9th February 2026

Very good service and so easy to use.

Very good service and so easy to use. Have options on how to save to and no obligation to have large savings Reviewed on: 9th February 2026

Praising Zopa

I have been with Zopa for a long time and have always found them friendly efficient and helpful Reviewed on: 9th February 2026

Competitive Rates and a Good App

I’ve enjoyed the competitive savings rates, and found the app well designed and easy to use. it’s been great for managing my day to day spending. Reviewed on: 9th February 2026

Highly recommended

The rewards and interest rates are the best around and the App is incredibly easy to use. I’m usually reluctant to recommend companies or brands to others but with Zopa I have no hesitation. Reviewed on: 9th February 2026

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