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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Sometimes the app crashes and unable to do transfers

Sometimes the app crashes and unable to do transfers Reviewed on: 9th February 2026

First card

My first credit card. The process was quick and easy. Reviewed on: 9th February 2026

Perfect customer service and understanding

Perfect customer service and understanding Reviewed on: 9th February 2026

Brilliant account, it real does take the biscuit.

Brilliant account, it really does take the biscuit. Also got 2 savers with excellent rates. Best bit though is the dinky little device that the debit card is delivered in. Reviewed on: 9th February 2026

I find Zopa to be a breath of fresh air when it come...

I find Zopa to be a breath of fresh air when it comes to banking. It’s simple and offers good service and benefits for menders. Reviewed on: 9th February 2026

Very good

Easy to use app and great rates on savings Reviewed on: 9th February 2026

Excellent service, app easy to use

Excellent service, app easy to use Reviewed on: 9th February 2026

5 star current account

Great interest rates and professional people. Easy to manage account Reviewed on: 9th February 2026

Love Zopa.

Love Zopa. Easy to use and good pots available. Reviewed on: 9th February 2026

Since getting the biscuit account it shows my money...

Since getting the biscuit account it shows my money growing the best account around for anyone who wants more from a bank account. They have been really helpful from the start the set up was really easy and it has a great app Reviewed on: 9th February 2026

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