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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Simple to set up and manage.

Simple to set up and manage. App is easy to navigate. Reviewed on: 9th February 2026

Very efficient if you have problems

Very efficient if you have problems Reviewed on: 9th February 2026

Very friendly customer service fast response times a...

Very friendly customer service fast response times and always able to resolve any issues ive had Reviewed on: 9th February 2026

Never had issue at all straight forward banking

Never had issue at all straight forward banking Reviewed on: 9th February 2026

The best rates of interest and the easiest app

The best rates of interest and the easiest app Reviewed on: 9th February 2026

Excellent

Very helpful service and easy to use Reviewed on: 9th February 2026

Easy save

It's easy to deposit money for the future and the interest rate is not bad Reviewed on: 9th February 2026

The app is simple to use, I have had excellent exper...

The app is simple to use, I have had excellent experience using Zopa. Reviewed on: 9th February 2026

Happy with ZOPA bank and the products on offer

Happy with ZOPA bank and the products on offer Reviewed on: 9th February 2026

Zopa Bank

The App is incredibly easy to use and all my transactions go through almost immediately. Lovely clear Home page, where you can see balances at a glance. Highly recommend! Reviewed on: 9th February 2026

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