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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to open, easy to run account.

This was a very easy account to open, and it provides me with everything I need in a current account and allows me access to her good rate of interest on my regular saver Reviewed on: 9th February 2026

Great savings, advice.

Great savings, advice. Great interest pots. Awesome insensitive to save easier. Reviewed on: 9th February 2026

Great current account, straightforward to use with o...

Great current account, straightforward to use with opportunities to earn cash back. No hidden fees. Reviewed on: 9th February 2026

Hi I started off with the great saving rate that’s w...

Hi I started off with the great saving rate that’s what attracted me as I use the interest as income but then opened a biscuit account and got an even better one for12 months can’t fault it thank you Zopa Reviewed on: 9th February 2026

Excellence

Very good, bit slow on feedback regarding personal loans, however everything else I’ve been doing has been very responsive Reviewed on: 9th February 2026

Absolutely amazing service fast approval, easy to us...

Absolutely amazing service fast approval, easy to use the app for older people. Reviewed on: 9th February 2026

Best online banking in UK I like it always

Best online banking in UK I like it always Reviewed on: 9th February 2026

Fast, clear and efficient.

Fast, clear and efficient. I'm very happy with my card. Reviewed on: 9th February 2026

Glad to be a zopa lover

Love it. Zopa has been a great help financially. Reviewed on: 9th February 2026

Very easy to set up and manage with great benefits.

Very easy to set up and manage with great benefits. Reviewed on: 9th February 2026

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