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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great savings, advice.

Great savings, advice. Great interest pots. Awesome insensitive to save easier. Reviewed on: 9th February 2026

Great current account, straightforward to use with o...

Great current account, straightforward to use with opportunities to earn cash back. No hidden fees. Reviewed on: 9th February 2026

Hi I started off with the great saving rate that’s w...

Hi I started off with the great saving rate that’s what attracted me as I use the interest as income but then opened a biscuit account and got an even better one for12 months can’t fault it thank you Zopa Reviewed on: 9th February 2026

Excellence

Very good, bit slow on feedback regarding personal loans, however everything else I’ve been doing has been very responsive Reviewed on: 9th February 2026

Absolutely amazing service fast approval, easy to us...

Absolutely amazing service fast approval, easy to use the app for older people. Reviewed on: 9th February 2026

Best online banking in UK I like it always

Best online banking in UK I like it always Reviewed on: 9th February 2026

Fast, clear and efficient.

Fast, clear and efficient. I'm very happy with my card. Reviewed on: 9th February 2026

Glad to be a zopa lover

Love it. Zopa has been a great help financially. Reviewed on: 9th February 2026

Very easy to set up and manage with great benefits.

Very easy to set up and manage with great benefits. Reviewed on: 9th February 2026

Zopa has been good to me and the service is second t...

Zopa has been good to me and the service is second to none. Reviewed on: 9th February 2026

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