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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Happy with ZOPA bank and the products on offer

Happy with ZOPA bank and the products on offer Reviewed on: 9th February 2026

Zopa Bank

The App is incredibly easy to use and all my transactions go through almost immediately. Lovely clear Home page, where you can see balances at a glance. Highly recommend! Reviewed on: 9th February 2026

Easy to open, easy to run account.

This was a very easy account to open, and it provides me with everything I need in a current account and allows me access to her good rate of interest on my regular saver Reviewed on: 9th February 2026

Great savings, advice.

Great savings, advice. Great interest pots. Awesome insensitive to save easier. Reviewed on: 9th February 2026

Great current account, straightforward to use with o...

Great current account, straightforward to use with opportunities to earn cash back. No hidden fees. Reviewed on: 9th February 2026

Hi I started off with the great saving rate that’s w...

Hi I started off with the great saving rate that’s what attracted me as I use the interest as income but then opened a biscuit account and got an even better one for12 months can’t fault it thank you Zopa Reviewed on: 9th February 2026

Excellence

Very good, bit slow on feedback regarding personal loans, however everything else I’ve been doing has been very responsive Reviewed on: 9th February 2026

Absolutely amazing service fast approval, easy to us...

Absolutely amazing service fast approval, easy to use the app for older people. Reviewed on: 9th February 2026

Best online banking in UK I like it always

Best online banking in UK I like it always Reviewed on: 9th February 2026

Fast, clear and efficient.

Fast, clear and efficient. I'm very happy with my card. Reviewed on: 9th February 2026

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