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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very happy with this bank!

Very happy with this bank! Using for savings! Very innovative app! Recommending it to my friends and family! Reviewed on: 9th February 2026

Great account

Great account - super easy to use and I have recommended it to many friends! Reviewed on: 9th February 2026

Simply great the service the notifications all exce...

Simply great the service the notifications all excellent Reviewed on: 9th February 2026

Great modern bank with good interest rates

Great modern bank with good interest rates Reviewed on: 9th February 2026

Very good experience

Very good experience zopa banks very good service i'm very happy to open bank Reviewed on: 9th February 2026

I hope this bank stays around for a long time, most...

I hope this bank stays around for a long time, most of money is with Zopa excellent regular saver 7.5% when I joined and my saver with them 4.45%. Highly recommend especially if you saving regularly Reviewed on: 9th February 2026

Excellent and more importantly easy to understand

Excellent, easy to navigate and do what you need without seeking help Reviewed on: 9th February 2026

All round great, service, interest rates, ease of ac...

All round great, service, interest rates, ease of access and so much more. Reviewed on: 9th February 2026

Never had any issues always professional and transpa...

Never had any issues always professional and transparent Reviewed on: 9th February 2026

Brilliant service you can not ask for more from them...

Brilliant service you can not ask for more from them at Zopa bank they are fist to answer when a customer has a problem and they always find a great solution to whatever problem you may have. Reviewed on: 9th February 2026

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