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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

excellent perks and saving rates

excellent perks and saving rates Reviewed on: 9th February 2026

Zopa Biscuit, a great way to manage your money!

I have been impressed with the savings interest both monthly saver and savings deposits. The ease and speed of moving monies inside Zopa and among other banks via the app. It is a simple way to bank, earn rewards , borrow, save and invest. Reviewed on: 9th February 2026

Zopa is a fair bank account.

Zopa is a fair bank account. And i'm very happy with. Reviewed on: 9th February 2026

Excellent service and range of products

Excellent service and range of products Reviewed on: 9th February 2026

Exellent service very good customer services

Exellent service very good customer services Reviewed on: 9th February 2026

I’ve had a very good experience with Zopa the custom...

I’ve had a very good experience with Zopa the customer service team are very helpful Reviewed on: 9th February 2026

Zopa meet my needs

Zopa meet my needs and pays a good rate interest. Also has a number of other services which are most useful for me. Giving me lots of choice. Reviewed on: 9th February 2026

The day to day bank app is so user friendly, no pro...

The day to day bank app is so user friendly, no problems using it. Reviewed on: 9th February 2026

Good customer service

Good customer service over the phone. Make an effort to understand the issue and resolve it. Also the same for internet support. Reviewed on: 9th February 2026

Always great service.

Always great service. Very easy to use app. Reviewed on: 9th February 2026

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