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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Excellent

When ever I have need help with my accounts the staff have always been exceptional. Reviewed on: 9th February 2026

great for long term saving

A great UI combined with a thoughtfully designed user experience makes this platform exceptionally easy to navigate and understand. Every feature feels intentional and accessible, creating a smooth and reliable environment where users can manage their finances confidently and focus on consistently growing their savings over time. Reviewed on: 9th February 2026

They helped a lot at a time when things were...

They helped a lot at a time when things were really bad Reviewed on: 9th February 2026

Easy to set up and use

Easy to set up and use. Have already told lots of friends Reviewed on: 9th February 2026

Interest paying current account.

Interest paying current account. Cashback on direct debits. Competitive & flexible savings accounts. Reviewed on: 9th February 2026

Great bank

I started with a credit card and then opened the biscuit account with savings. Having used well-known banks to now, I find Zopa fantastic to use and have not been let down once. Have told all my friends how good it is. Reviewed on: 9th February 2026

Easy to use app and friendly customers service

Easy to use app and friendly customers service Reviewed on: 9th February 2026

Zopa account

Very good linked account and good interest rate Reviewed on: 9th February 2026

Unprofessional staff they take too long to solve the...

Unprofessional staff they take too long to solve the problem Reviewed on: 9th February 2026

Great rates, easy to use app and required flexibility.

Great rates, easy to use app and required flexibility. Currently exploring investment products as also good value. Reviewed on: 9th February 2026

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