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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Biscuit has been developed in to a friendly product.

Biscuit has been developed in to a friendly product. Most required actions are NOW easy to accomplish. An overdraft facility or automatic transfer from instant savings would improve it. Reviewed on: 9th February 2026

Uneventful,which is what I like.

Uneventful,which is what I like. Straightforward and functions professionally as I hoped Reviewed on: 9th February 2026

Great service.

Great service. Very helpful support staff. Provide useful and helpful information Reviewed on: 9th February 2026

Simple, yet comprehensive and easy to use app couple...

Simple, yet comprehensive and easy to use app coupled with competitive products. Reviewed on: 9th February 2026

Very competitive interest rates, app is very easy to...

Very competitive interest rates, app is very easy to use, good help information. Reviewed on: 9th February 2026

Appreciations

I have been able to live a better life and explore different opportunities with Zopa funding. It has allowed me to support myself and my mum my children through challenging time and new life experiences. I am enternally graregil for this. Thank you! Reviewed on: 9th February 2026

Super for me fast trasfer

Super for me fast trasfer and every day spending super Reviewed on: 9th February 2026

Quick to Act

Its an easy account to follow they are quick to put things right and quick to see fraud Reviewed on: 9th February 2026

Excellent service

Very much updated excellent service Reviewed on: 9th February 2026

Love this account.

Love this account. Great interest rates too. App easy to use. Highly recommend Reviewed on: 9th February 2026

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