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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
33% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use, great interest rates

5
Easy to use, great interest rates Reviewed on: 9th February 2026

Customer service

5
The staff was patient and exceptional. Keep it up Reviewed on: 9th February 2026

Easy to operate the account, great communication and...

5
Easy to operate the account, great communication and excellent customer service. Reviewed on: 9th February 2026

Easy and approachable no hassle straight forward

5
Easy and approachable no hassle straight forward Reviewed on: 9th February 2026

Easy to use wwwwwwwwwwwwsweeeeffd

4
Easy to use Reviewed on: 9th February 2026

Understandinnal bank no problems...

5
Understanding and very professional bank no problems good service highly recommend them can't say no more but very happy with the way they treat me and their customers but most banks out there I'd say very good Reviewed on: 9th February 2026

Helpful customer services

5
Helpful with all enquiry’s and sorted out quickly, great savings rates and good rates on current account as well Reviewed on: 9th February 2026

Great service

5
Very easy to use app, friendly staff and great products. Reviewed on: 9th February 2026

Its very easy to apply to get accountthen easy to us...

5
Its very easy to apply to get accountthen easy to use for anything especially for savings Reviewed on: 9th February 2026

Best account

5
Easy to use and efficient it’s exactly how a bank account should be Reviewed on: 9th February 2026

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